Freelancer profile translated to English.

Description

Experienced Credit Risk Business Analyst with over 10 years in the banking sector. Mastery of advanced analytical methods for assessing credit risks and developing strategic solutions. Expert in process optimization, I have contributed to informed decision-making through in-depth financial data analysis. Strong risk management skills, with proven experience collaborating with diverse stakeholders to ensure financial stability and regulatory compliance.

Industry field of expertise

Languages

French
Native or bilingual
English
Fluent

Workplace preferences

Can work on-site

Paris (up to 50km)

Natexis GFS
Continuous improvement
BANKING AND INSURANCE
July 2024 - Today (2 years and 1 month)
Before the Closing
Update and validate timelines to anticipate deadlines.
Write instruction memos to guide teams.
Plan remediation and prepare IT and MC&R teams.
Organize and lead preliminary meetings with stakeholders.
Coordinate IT developments and validate macro timelines.
Manage a project for writing continuous improvement procedures, including IT anomaly tracking.
Implement key data governance to improve the quality of data used in reporting.

During the Closing
Daily monitoring of operations with IT, MC&R, and Finance to ensure smooth processes.
Centralize issues and manage corrective actions in real-time.
Participate in monitoring meetings and coordinate controls (CPN, KPI).
Manage Blackline tasks and adjust schedules as needed.

After the Closing
Conduct post-mortem reviews to identify areas for improvement.
Produce and analyze KPIs to evaluate overall performance.
Participate in audit and compliance committees to validate results.
Inventory technical malfunctions and develop action plans.
Gather feedback from teams and adjust processes for future closings.
Société Générale
PMO
BANKING AND INSURANCE
January 2024 - June 2024 (6 months)
Coordination of numerous tasks for managing Basel new parameter model submission files;
Development of responses to ECB auditors' questions during Internal Model Investigations (IMI);
Implementation of action plans to meet ECB obligations;
Steering and monitoring the progress of action plans meeting ECB obligations through the management of various entities (support and credit risk workshops, prioritization/formalization of retroplanning, progress updates, documentation).
Maintenance of summary documents on work progress or completion (traceability for quarterly reporting to internal audit).
Data Lineage realization (Business Flow Chart in DQLink), as part of managing submissions to the ECB.
Monitoring of projects to address ECB obligations, through leading workshops with stakeholders.
Monitoring the collection of evidence files to be submitted to the ECB.
HSBC
Business Analyst
BANKING AND INSURANCE
September 2023 - Today (2 years and 11 months)
Paris, France
•PROJECT BELLE: attached to the Risk Transformation team and working in close collaboration with the Retail Credit Risk Department, responsible for managing the residual retail portfolio retained at HSBC level (which was not sold and transferred).

Optimization of client-facing process maps: EWS (Early Warning System), Default management, ongoing collateral, Forbearance.
• Lead workshops with MMG to define roles and responsibilities of new actors in the process maps.
• Write KPIs/SLAs related to the process maps.
• Write functional specifications to enrich the information flow with new data that will enable the execution of process maps post-transfer.
• Participate in writing and updating procedures and processes impacted by the maintenance of the retail portfolio at HSBC level.
• Write test cases to execute process maps and non-regression testing.
• End-to-end testing, collection, functional, and banking validation.
• Participate in the training of the future Credit Risk management team post-transfer.
Project steering Policy Procedure writing