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Yasmine GourmatYG

Yasmine Gourmat

Supermalter

Affacturage et Gestion du poste clients

€580/day
11 projects
Lyon, FR
3-7 years

Average response time: 1 hour

Freelancer profile translated to English.
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About Yasmine

Avec cinq ans d’expérience en gestion financière et en affacturage, j’accompagne les entreprises dans l’optimisation de leur trésorerie, la sécurisation de leurs financements et la réduction de leurs risques de liquidité.

Je travaille aussi bien avec des grands groupes qu’avec des PME, en les aidant à structurer leurs opérations de trésorerie, gérer leur assurance-crédit et améliorer leurs processus de financement.

Reconnue pour ma rigueur et ma capacité d’adaptation, j’apporte une approche pragmatique et orientée solutions, tout en favorisant la clarté et l’efficacité des processus internes.

Compétences clés : Trésorerie · Affacturage · Credit management · Analyse de flux de trésorerie · Optimisation des processus · Reporting financier


With 5 years of experience in financial management and factoring, I support companies in optimizing their cash flow, securing financing, and reducing liquidity risks.
I’ve worked with both large corporations and SMEs, helping them streamline treasury operations, manage credit insurance, and strengthen their financing processes.

Recognized for my adaptability and precision, I bring a hands-on approach to improving workflows, reporting, and partner coordination.

Key skills: Treasury operations · Factoring · Credit management · Cash flow analysis · Process optimization · Financial reporting
  • French

    Native or bilingual

  • English

    Fluent

Can work on-site
Lyon (up to 50km), Paris (up to 50km), Marseille (up to 50km)

Experience

  • MALT
    Senior Financing Specialist
    BANKING AND INSURANCE
    February 2025 - Today (1 year and 4 months)
    Paris, France
    Consultant in treasury and financing management.
    Assisted an international marketplace in optimizing its financing and treasury management processes.
    Treasury Finance Financial Analysis Operational Strategy Factoring
  • Lyon Start-Up,
    Entrepreneurship, Tobalgo Project
    February 2024 - October 2024 (8 months)
    France
    • Development of an innovative solution in the pet tech industry.
    • UX/UI Winner: Strategic partnership for SaaS platform optimization.
    • Conducted financial analysis and developed a business plan to ensure project viability.
    • Recruited and managed a multidisciplinary team to achieve project objectives.
  • OFF Financière et Participations Group,
    Treasurer & Head of Factoring
    March 2023 - December 2023 (9 months)
    France
    • Strengthened banking relationships and optimized financing tools.
    • Managed daily cash flows and reduced financial costs.
    • Developed financial forecasts.
    • Implemented full factoring contracts (EUR & CHF), reducing exchange rate risks and improving financial stability.

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Education

  • Master I Economic Analysis and Policy
    FH
    2017
    Master I Analyse & Politique Economique
  • Baccalaureate in Economics and Social Sciences
    Lycée Parc Chabrières
    2019
    Baccalauréat Économique & Sociale

Skill set

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