About Xavier
French
Native or bilingual
Experience
- TAC TIC EXPERTISEGeneral ManagerCONSULTING AND AUDITSFebruary 2023 - Today (3 years and 6 months)Lyon, FranceTac Tic Expertise: Entrepreneurial Financing & Retirement StrategyExpert firm dedicated to the growth and wealth protection of executives:Financing Engineering: LBO structuring, bank files, and Business Plan audits.Cash-Flow Optimization: Cash flow analysis and strategic working capital management.Training & Coaching: Learn to master your figures and convince banks.Retirement Method: Strategy to secure executive retirement. We transform the savings from social contributions due to executive compensation into capitalized retirement income.
- Caisse d'Epargne Centre d'Affaires ProfessionnelsProfessional Account ManagerBANKING AND INSURANCEFebruary 2021 - January 2023 (1 year and 11 months)Structuring financing files:Pro-Merger - LBO - Business Asset Purchase, SharesMastery of financial analysis, feasibility, and riskPortfolio Development: 200 clients in the central Lyon area
- Caisse Epargne Agence Hôtel de VilleProfessional Account ManagerBANKING AND INSURANCESeptember 2019 - February 2021 (1 year and 5 months)Lyon, FranceStrategic support to structure and secure complex financing needs:LBO Structuring: Debt engineering, holding company modeling, and leverage calculation (DSCR).Business Plan: Critical audit of growth assumptions and profitability stress tests.Cash Flow & Working Capital: Analysis of flows (Cash Flow Statement) and optimization of the operating cycle.Risk Analysis: Solvency scoring, collateral evaluation, and banking compliance.Credit File: Drafting summary notes to ensure committee approval.
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Education
- Master in Financial Engineering: Corporate FinanceInseec LYON2021Entreprise - Ingénierie Financière
- Certificate in Corporate FinanceICCF - HEC PARIS International2022Certificat In Corporate Finance