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Xavier PoirelXP

Xavier Poirel

Expert Financier (LBO, Acquisition, Professional Loan)

€556/day
Lyon, FR
8-15 years

Average response time: 1 hour

Freelancer profile translated to English.
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About Xavier

Independent Expert, Financing Engineering & Financial Performance Management

My missions: transform your projects into "Bankable" files, find the right financing, and equip your company with dashboards that truly reflect its performance.

1️⃣Financing Expertise: The Art of the Banking "YES"
Financing isn't something you endure; it's something you prepare for. Loan approval depends on a coherent, secure, and perfectly structured project. My role is to build this strategy to facilitate the bank's decision.

Global Feasibility Study: I analyze your project from all angles (cash flow, economic, financial, risks) to ensure its viability before credit committees.
Financial Forecast: A solid forecast based on your data and realistic (income statement, cash flow, financing plan) that substantiates your project and reassures partners.
Financing Search: I identify and approach the most suitable sources (banks, business angels, grants, alternative financing) and assist you in negotiations.
Strategic File (5 to 20 pages): A turnkey document that immediately demonstrates the relevance of the financing.

2️⃣ Financial Dashboard: Manage Instead of Endure
Obtaining financing is just one step; you still need to manage with reliable indicators. I design custom dashboards that transform your accounting data into decision-making tools.

Tools You Own: Local dashboards, owned by the company and without any licenses. No subscriptions or dependence on a publisher: you maintain full control of your tools and your data.
Monitoring and Key Indicators: Clear visibility of your cash flows and the ratios that matter (margin, profitability, cash flow, revenue, sales by category) for real-time management.

I reconcile Balance Sheet, operations, and strategy to align company performance and informed decisions.
  • French

    Native or bilingual

Remote only
Primarily works remotely

Experience

  • TAC TIC EXPERTISE
    General Manager
    CONSULTING AND AUDITS
    February 2023 - Today (3 years and 6 months)
    Lyon, France
    Tac Tic Expertise: Entrepreneurial Financing & Retirement Strategy
    Expert firm dedicated to the growth and wealth protection of executives:

    Financing Engineering: LBO structuring, bank files, and Business Plan audits.

    Cash-Flow Optimization: Cash flow analysis and strategic working capital management.

    Training & Coaching: Learn to master your figures and convince banks.

    Retirement Method: Strategy to secure executive retirement. We transform the savings from social contributions due to executive compensation into capitalized retirement income.
    LBO Executive Compensation Financing file Executive Retirement Corporate Finance
  • Caisse d'Epargne Centre d'Affaires Professionnels
    Professional Account Manager
    BANKING AND INSURANCE
    February 2021 - January 2023 (1 year and 11 months)
    Structuring financing files:
    Pro-Merger - LBO - Business Asset Purchase, Shares
    Mastery of financial analysis, feasibility, and risk
    Portfolio Development: 200 clients in the central Lyon area
    Financing file structuring LBO Banking Financing executive remuneration
  • Caisse Epargne Agence Hôtel de Ville
    Professional Account Manager
    BANKING AND INSURANCE
    September 2019 - February 2021 (1 year and 5 months)
    Lyon, France
    Strategic support to structure and secure complex financing needs:

    LBO Structuring: Debt engineering, holding company modeling, and leverage calculation (DSCR).

    Business Plan: Critical audit of growth assumptions and profitability stress tests.

    Cash Flow & Working Capital: Analysis of flows (Cash Flow Statement) and optimization of the operating cycle.

    Risk Analysis: Solvency scoring, collateral evaluation, and banking compliance.

    Credit File: Drafting summary notes to ensure committee approval.
    Financial strategy Banking Financing file structuring LBO Financing

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Education

  • Master in Financial Engineering: Corporate Finance
    Inseec LYON
    2021
    Entreprise - Ingénierie Financière
  • Certificate in Corporate Finance
    ICCF - HEC PARIS International
    2022
    Certificat In Corporate Finance

Skill set

Categories