Virginie Couret

Compliance and risk scope: AML/CFT, international taxation, fraud, customer protection.

Support for various squads on a major project to evolve the company's offering and positioning to ensure "by design" compliance of customer onboarding journeys and features put into production.

Review of all journeys: onboarding, account and payment method subscription, etc.

Cross-functional and agile collaboration with business, IT, and UX teams. Compliance advice and opinions regarding technological solutions to combine compliance and customer experience.

Native security of the entity's processes regarding risks of non-compliance incurred.

Tax regulatory scope: FATCA, CRS, QI.

Digitalization of the tax self-certification collection and processing in order to achieve native compliance.

Production of diagnostics and action plans for management to reduce operational and compliance risks within the scope (client and corporate taxation).

Organization of remediation campaigns based on regulatory and operational risks incurred.

Operational coordination of the annual plan for international tax processing and assessment of levers for process improvement.

Compliance and risk scope: AML/CFT, fraud, GDPR, Sapin II, QLB, QPC, KYC controls.

Organizational, HR, and tools diagnosis for managing a transformation project of the department aimed at increasing the operational efficiency of AML/CFT and fraud processing and reducing costs and risks for the bank.

Implementation of a custom workflow for processing AML/CFT and Fraud alerts (AGILE methodology).

POC of an AI solution (unsupervised machine learning) to increase FT detection rates.

GDPR: Implementation of the company's personal data register, mapping of personal data, impact analysis, contract adaptation, implementation of the rights exercise tool.

Construction and coordination of declarations and reporting to regulators (QLB, QPC, AFA questionnaire).

Management of 4 project managers.