Vijay Tiwari

Digital Transformation | Payments | FinTech Collaboration | Omnichannel Banking

• • Spearheading digital transformation initiatives for Al Rajhi Bank's subsidiary, enhancing banking operations through innovative digital solutions and next-generation channels.

• • Architecting and overseeing seamless integration of core banking systems with third-party applications, FinTech platforms, and open banking APIs to improve security, functionality, and customer experience.

• • Leading the Payments & Wallets stream — driving advancements in digital payments, mobile wallets, SADAD integrations, and real-time transaction processing (SARIE / SWIFT / ISO 20022).

• • Championing Omnichannel Banking strategy to deliver consistent, personalized customer experiences across mobile, web, and branch banking touchpoints.

• • Collaborating with FinTech partners to integrate cutting-edge financial technologies and open banking APIs in alignment with SAMA Open Banking regulations.

• • Overseeing UX/UI enhancements for digital banking platforms, ensuring intuitive and accessible customer journeys.

• • Ensuring full compliance with SAMA banking regulations, cybersecurity frameworks, and data privacy standards.

Temenos T24 | Oracle GL | Newgen | Core Banking Migration

• • Led requirements elicitation and gap analysis sessions with cross-functional teams, Finance, and Business stakeholders across multiple workstreams.

• • Analyzed financial events and orchestrated data migration strategy for the legacy-to-Temenos T24 transition, minimizing reconciliation risk.

• • Collaborated with Finance teams to reconcile Suspense and GL accounts, ensuring data integrity across Oracle GL and T24 integration points.

• • Produced detailed functional solution documents, change management plans, and business requirement specifications for development and testing teams.

• • Mentored and led a team of four Business Analysts, conducting knowledge transfer sessions and ensuring consistent documentation quality.

Temenos T24 | POC Management | Core Banking Enhancement

• • Elicited business requirements from stakeholders via user-story workshops, brainstorming sessions, and structured interviews.

• • Demonstrated T24 modules and performed detailed gap analysis, identifying functional enhancements for the Bank of Ireland implementation.

• • Led functional evaluations of business projects and operational improvement strategies, translating findings into actionable roadmaps.

• • Managed Proof of Concept (POC) lifecycle from initiation to sign-off, ensuring alignment with business expectations and T24 capabilities.