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Victor LipovVL

Victor Lipov

Independent AI Automation & Systems Consultant

€800/day
Funchal, PT
8-15 years

Average response time: 1 hour

About Victor

I build custom business systems that remove repetitive manual work - and then I run them.

Most automation projects stall the same way: the software gets built, but the day-to-day operation never quite follows it. I close that gap. I design the system around how your team actually works, ship it, and then stay responsible for keeping it running and improving it as the business changes.

What I build:
- AI agents and workflow automation for back-office processes: document handling, quoting, intake, reporting
- Internal tools that replace spreadsheet-and-email processes
- API integrations and data pipelines that connect systems which don't talk to each other

I work at the level of decisions, not just tasks: automating the repetitive work while keeping a human in control of the judgment calls, with a clear audit trail of what the system did and why. That discipline comes from a background in data- and decision-heavy domains, including credit risk and
financial services.

Recent work includes a tender-processing system that turns inbound documents into structured, decision-ready output; a product configurator that replaced a manual quoting process; and internal reporting and CRM tooling for growing SMEs.

I work best with owners and operators who want one person to own a system end-to-end: build, ship, and run, - rather than hand off a project and hope it sticks.

Based in Madeira, Portugal, working with clients across the EU.
Native Russian, fluent English.
  • Russian

    Native or bilingual

  • English

    Fluent

  • Portuguese

    Basic

Can work on-site
Funchal (up to 50km)

Experience

  • Self-employed
    Independent Software & Decision-Systems Consultant
    DIGITAL AND IT
    October 2023 - Today (2 years and 10 months)
    Funchal, Portugal
    I build custom business systems that remove repetitive manual work - and
    then I run them.

    Most automation projects stall the same way: the software gets built, but
    the day-to-day operation never quite follows it. I close that gap. I design
    the system around how a team actually works, ship it, and then stay
    responsible for keeping it running and adapting it as the business changes.

    What I build:
    • AI agents and workflow automation for back-office processes - document
    handling, quoting, intake, reporting
    • Internal tools that replace spreadsheet-and-email processes
    • Data pipelines and API integrations that connect systems which don't
    talk to each other

    Recent work includes a tender-processing system that turns inbound
    documents into structured, decision-ready output; a product configurator
    that replaced a manual quoting process; and internal reporting and CRM
    tooling for growing SMEs.

    I work best with owners and operators who want one person to own a system
    end-to-end - build, ship, and run - rather than hand off a project and
    hope it sticks.

    Based in Madeira, Portugal, working with clients across the EU.
    Native Russian, fluent English.
    AI Automation artificial intelligence Data Engineer IT Architecture IT Strategy
  • Arvon Management Consulting
    Head of Credit Risk & Receivables Management
    October 2022 - February 2023 (4 months)
    Dubai - United Arab Emirates
    Built a credit-decision operation from the ground up and led a team of ~10: onboarding process, credit-committee approval workflow, an internal scoring model, and a counterparty-card CRM linking transactions, credit and insurance limits, and external data providers.
  • EuroChem Group
    Credit Risk Manager → Head of Credit Risk Management
    August 2017 - October 2022 (5 years and 2 months)
    Moscow, Russia
    Owned credit risk across the Group and all sales regions (Europe, North & South America, Asia, Russia) over a ~€500M
    trade-receivables portfolio. Built a score → approve → control decision pipeline in production, with self-developed Python automation inside the workflow.

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Education

  • M.Sc. Information
    NOVA IMS Information Management School
    2024
    M.Sc. Information
  • M.A.
    New Economic School (NES)
    2011
    M.A.

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