Victor E.

8 years of experience in real estate structured finance within leading institutions (Société Générale CIB and PIMCO Prime Real Estate) covering the entire cycle: origination, credit analysis, structuring, negotiation, and closing. Contributed to over €1.5 billion in financing executed in Europe across all asset classes.

Today, I support commercial real estate professionals in structuring their real estate debt. I intervene upstream in the acquisition process to analyze project bankability, build and model the optimal debt structure, and prepare a bankable file to institutional standards, the kind that credit committees expect.

My services:

1) Bankability Study

Comprehensive analysis of your project and recommendation on the optimal debt structure.

Deliverables: summary note, Excel model

2) Financial Modeling

Building or revamping your cash flow model across multiple scenarios.

Deliverable: structured Excel model

3) Information Memorandum Writing

Complete writing of your bankable file in institutional format.

Deliverable: finalized IM

4) Critical Review of Bankable File

You already have a file: I will scrutinize it with the eye of a banking committee before submission.

Deliverable: recommendations note

5) Term Sheet Analysis

You have received an offer: I will decipher the covenants, guarantees, and other clauses so you can identify points of attention and negotiate the best terms for your project.

Deliverable: analysis note

6) Training

Understand professional real estate financing and its mechanisms to better prepare and defend your case: key ratios, deciphering a term sheet and credit documentation, how a banking committee works, financial modeling, etc.

Format: 1-to-1 session or workshop with training materials

For whom: investors, family offices, property dealers, and developers in Europe.