Freelancer profile translated to English.

Description

Business Project Owner with over 10 years of experience in financial services, specializing in project management, collateral, securitization, and Middle Office activities. I have had the opportunity to lead and manage the deployment of complex projects for various retail and investment banks.

Industry field of expertise

Languages

French
Native or bilingual
English
Fluent

Workplace preferences

Can work on-site

Paris (up to 50km)

BPCE
Business Product Owner
July 2022 - December 2024 (2 years and 5 months)
Paris, France
**Project 1**: European System of Central Banks (ESCB) Collateral Management System (ECMS) of the European Central Bank (ECB)
The project aims to centralize the management of collateral for claims and securities by national central banks (Banque de France for BPCE) within the Eurosystem of the ECB.

Study and scoping phase with Treasury, Front Office, and IT teams
Preparation and facilitation of project and steering committees
Budget monitoring and milestone adherence
Regular progress updates with the Banque de France (BDF) for project implementation
Brainstorming with commercial banks involved in the project to provide common solutions for complex IT implementation aspects (BDF, ECB, and counterparties)

**Project 2**: Implementation of securitization operations on BPCE group's real estate loans and liquidation of securitized loan portfolios. As part of its overall strategy for diversifying credit refinancing and managing its liquidity, the financial engineering department is implementing market operations called 'Home loans'.

Study and scoping phase with Financial Engineering and IT teams
Preparation and facilitation of project and steering committees
Regular progress updates with the Securitization Fund and Financial Engineering for determining the loan pool and modeling the operation from a business and IT perspective.
Dexia Crédit Local
Senior Business Project Owner Consultant
March 2017 - May 2022 (5 years and 3 months)
Paris, France
Daily Tasks:
Management of credit collateral activity ('Dailly' statements) with the Banque de France (TRICP), CDC, and EIB
Implementation of interest rate hedging reports in Reuters and Bloomberg for daily closing operations
Management of micro-hedge swap-loan reconciliation activity (monthly audit and sensitivity test report, daily reconciliation)
Drafting of procedures and operating methods

Project 1:Asset sale of loans refinanced by the Caisse des Dépôts et Consignations. Dexia launched a vast campaign to reduce the size of its balance sheet by 'deleveraging' loans refinanced by the CDC.
Activities

Study phase with Risk, ALM, FO, and IT teams
Identification of loans pledged as collateral listed for sale and proposal of exit solutions on various 'Dailly' statements
Collaboration with Risk teams for the review of ratings of eligible loans not pledged as collateral, in order to substitute them for those listed for sale
Results
Received an individual award titled 'Rising Star of Cognizant' as a leader in this project

Project 2:IFRS 9. The IFRS 9 standard replaces the IAS 39 standard for the accounting and valuation of financial instruments. I was involved in the scope of micro-hedged interest rate swap operations.
Activities
Study phase with Risk, ALM, Front Office, and IT teams
Participation in steering committees and workshops
Identification of source data impacted by this accounting standard change (endorsement code, hedging relationship, IT system)
Specifications for new functionalities of 'Intellimatch' (swap-loan reconciliation software)
Test specifications and test plan
Go-live and feedback
Dexia Crédit Local
Business Project Owner - Middle Office Consultant
November 2015 - March 2017 (1 year and 4 months)
Paris, France
Management of credit collateral activity ('Dailly' statements) with the Banque de France (TRICP), CDC, and EIB
Business support for the SAB credit software for Middle and Back office departments
Implementation of interest rate hedging reports in Reuters and Bloomberg for daily closing operations
Management of micro-hedge swap-loan reconciliation activity (monthly audit and sensitivity test report, daily reconciliation)
Drafting of procedures and operating methods