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Sylvana DelfstraSD

Sylvana Delfstra

Mortgage Specialist

€320/day
Dokkum, NL
3-7 years

Average response time: 1 hour

Freelancer profile translated to English.
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About Sylvana

I am a finance professional with a bachelor's degree in Finance, Tax and Advice and over 3 years of experience as a mortgage underwriter in the Dutch market. In this role, I have gained extensive experience in assessing mortgage applications, financial files, and making sound risk assessments in accordance with current laws and regulations.

I am accustomed to working with complex client files and can quickly distinguish the essential from the non-essential. This allows me to analyze files efficiently and carefully and contribute to a smooth underwriting process.

I assist clients with, among other things:

Assessing mortgage applications
Analyzing financial files and income situations
Risk assessment and underwriting decisions
Support during peak workloads within underwriting teams
Administrative and substantive processing of mortgage files

I work fully remotely, am meticulous, analytically strong, and accustomed to working independently. Reliability, speed, and quality are central to me.

Are you looking for an experienced mortgage underwriter who is immediately deployable and can integrate into your process? Then I would be happy to collaborate with you.
  • Dutch

    Native or bilingual

  • Western Frisian

    Native or bilingual

  • English

    Fluent

Remote only
Primarily works remotely

Experience

  • BTD Professionals
    Mortgage underwriter
    BANKING AND INSURANCE
    September 2024 - Today (1 year and 9 months)
    Performing an in-depth analysis and assessment of (complex) mortgage applications, including interpreting financial documentation, assessing income and asset situations, and estimating risks within the framework of legislation and underwriting policy.
    Mortgage underwriter Risk analysis Analytical thinking Accuracy Structured
  • MKB Sales Center Rabobank
    CDD Analyst
    April 2023 - September 2023 (5 months)
    Performing CDD investigations, assessing client profiles, and identifying integrity risks within financial processes
  • Aegon Nederland
    Mortgage underwriter
    February 2022 - March 2023 (1 year and 1 month)
    Thoroughly analyzing and assessing (complex) mortgage applications based on financial and risk factors

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Education

  • Bachelor's degree
    NHL Stenden University of Applied Sciences
    2023
    Bachelor's degree

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