Description

Finance professional with experience across credit analysis, financial statement assessment, and forensic accounting-style investigations. I have worked on underwriting credit facilities, building risk scorecards, and analyzing cash flow sustainability across lending and manufacturing contexts.

My focus is on financial modeling, valuation, and understanding business performance through accounting and capital structure analysis. I am particularly interested in investment banking, equity research, and financial advisory roles where analytical depth and attention to detail are critical.

Industry field of expertise

Languages

English
Native or bilingual
Telugu
Native or bilingual
Hindi
Conversational
German
Basic

Workplace preferences

Can work on-site

Frankfurt am Main (up to 50km)

SBS Solutions
Credit Analysis Intern
August 2024 - February 2025 (6 months)
Hyderabad, Telangana, India
Underwrote 20+ credit facilities (up to ₹5Cr), analysing three-statement financials, cash flow sustainability, and repayment capacity through stress testing and collateral evaluation. Outputs directly contributed to credit approval decisions.

Developed DSCR, leverage, and liquidity-based credit scorecards that were standardized across the team and integrated into formal credit workflows.

Screened a 50+ account portfolio and identified early warning signals in 3 accounts with deteriorating DSCR, enabling proactive risk mitigation.

Redesigned credit memo templates, improving analytical efficiency and reducing turnaround time by 15%.
Credit Analysis Financial Analysis Risk Assessment Excel (Advanced) Financial Modeling
KB Ispat Pvt. Ltd.
Finance Intern
January 2024 - May 2024 (4 months)
Gujarat, India
Analyzed the working capital cycle and cost structure of a ₹12Cr+ steel manufacturer, identifying inefficiencies in inventory financing impacting cash conversion. Delivered actionable cost optimization insights, leading to ₹8–10Cr savings and ~7% reduction in operating costs adopted by management.
Financial Analysis Working Capital Management Accounting Excel (Advanced) Cost Analysis
Gerresheimer AG
Forensic Accounting / BaFin Investigation
March 2026 - April 2026 (1 month)
Wiesbaden, Germany
Conducted forensic financial statement analysis on Gerresheimer AG, identifying early indicators of goodwill impairment preceding a €220m write-down. Evaluated IFRS 15, 16, and IAS 38 treatment of earnings quality risks, focusing on revenue recognition, lease liabilities, and R&D capitalization discretion.
Financial Statement Analysis IFRS Accounting Valuation Financial Analysis Earnings Quality Analysis