About Stephan
German
Native or bilingual
Experience
- SP-GroupInsurance and Financial AdvisorCONSULTING AND AUDITSSeptember 2001 - Today (24 years and 11 months)Frankfurt am Main, GermanyConsulting private and business clients in the areas of insurance, financial services, retirement planning, investments, and real estate.Focus areas:- Private health insurance and statutory health insurance- Retirement planning, basic pensions, and ETF pension insurance- Investments, real estate, and care properties- Insurance analysis, needs assessment, and tariff optimization- Customer-oriented advice and clear explanation of complex financial topics- Digital consulting via phone, video conference, and emailConsulting is provided exclusively in German. Tax and legal advice are not offered; such topics are only considered within the scope of economic considerations.
- SP-GroupSenior Sales & Business ConsultantCONSULTING AND AUDITSSeptember 2001 - Today (24 years and 11 months)Frankfurt am Main, GermanyDigital customer consulting and sales of complex products and services.Focus areas:- Remote Sales and Customer Consulting- Consulting for private and business clients- Financial Services, Insurance, Real Estate, and Investments- Online sales of photovoltaic and heat pump solutions- Needs assessment, product presentation, objection handling, and closing- Commercial project support, research, and documentation- AI-supported work processes with ChatGPT, Claude, and PerplexityAll consulting and project services are performed remotely and exclusively in German.
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Education
- Insurance Specialist (BWV)Professional Training Institute of the German Insurance Industry (BWV) e. V.2004Fachliche Grundlage für die Beratung und Vermittlung von Versicherungsprodukten sowie für kundenorientierte Analyse, Bedarfsermittlung und verständliche Produktberatung.
- Financial Investment Intermediary (§ 34f)IHK Frankfurt am Main2014Erlaubnis und fachliche Grundlage für die Vermittlung von Finanzanlagen sowie für kundenorientierte Beratung, Bedarfsermittlung und strukturierte Produktinformation im Bereich Kapitalanlagen.