Freelancer profile translated to English.
Back to original languageAbout Sebastian
I support the financial and insurance industry in the strategic development of their business models, products & processes. After almost 20 years in various roles (project management, product management, strategy development, leadership), I bring deep industry knowledge.
In addition, I am active myself as an insurance broker, financial investment, loan, and real estate loan broker and therefore have a strong understanding of the needs of customers and sales.
This interplay of corporate, product, and broker experience makes my work extremely practice- and customer-oriented – always with a strong focus on economic benefit.
German
Native or bilingual
English
Fluent
French
Basic
Spanish
Basic
Can work on-site
Wiesbaden (up to 50km), Düsseldorf (up to 50km), Stuttgart (up to 50km), München (up to 50km), Hamburg (up to 50km)
Experience
- Finanz- und Wirtschaftsberatung Sebastian ZoselOwnerBANKING AND INSURANCEDecember 2013 - Today (12 years and 8 months)Wiesbaden, Germany▪ Independent consultant in the financial and insurance industry forBusiness development, strategy consulting, change/innovation management, digitalization/process optimization, sales management, qualification, and coaching▪ Financial advisor (as insurance broker, financial investment, loan, and real estate loan broker, as well as generational advisor)
- Württembergische Lebensversicherung AG (W&W-Gruppe)Product Strategist / Department Head (E1) – until 06/2022: Subject Matter Expert (E2)BANKING AND INSURANCEJuly 2021 - December 2024 (3 years and 5 months)Kornwestheim, Germany▪ Expansion of the product strategy process with a view to the complete customer and broker journey / entire product life cycle (focus on sales increase)▪ Leadership of strategy projects, including "Ideas Workshop Remuneration Systems" due to possible commission ban and beauty contest for an innovative AKS consulting tool, examination of the introduction of internal insurance funds / certificate-linked policies▪ Collaboration with W&W-brandpool to identify innovative and digital business models for cooperation/participation as well as POG development measures (including Rezi2021, ESG, conduct supervision) including coordination of BaFin audit
- Württembergische Lebensversicherung AG (W&W-Gruppe)Deputy Head of Department – Market Analysis & StrategyBANKING AND INSURANCEMarch 2019 - June 2021 (2 years and 3 months)Stuttgart, Germany▪ Representation and support of the department head, mentoring of individual employees▪ Responsibility for the product strategy process - in this context, conception of a new, overarching AV product to meet all customer needs and proposal of a novel AKS product (purely online product, affordable entry price with automatic needs adjustment) including conducting a feasibility study▪ Responsibility for the POG guideline and company ratings (including processing, reporting, etc.) as well as participation in the Corona task force
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Education
- Bachelor of Arts with First Class HonoursThe Open University, Milton Keynes2010Bachelor of Arts in Business Administration (Financial Services)
- Bachelor of Arts (B. A.)Duale Hochschule Baden-Württemberg Lörrach2010Bachelor of Arts (B. A.) in Betriebswirtschaftslehre – Finanzdienstleistungen
Certifications
- Online Marketing Manager (IHK)Chamber of Industry and Commerce Frankfurt am Main2026
- Specialist for company health solutionsDeutsche Makler Akademie (DMA) GmbH2024