Freelancer profile translated to English.

Description

Early career as a developer/business analyst in the IT team of a telecom operator, before moving into project management (Scoping, steering, management, coordination, communication, analysis, etc.) within several major banking and insurance clients. My experience includes regulatory projects (NPL debt sale, MiFID II, ETNC, Tax Audit FEC, ESMA, etc.), migration projects, application maintenance, qualification projects, innovative projects, data analysis, and dashboard production.

AREAS OF INTERVENTION

■ Activities Covered

✓ Project Management

✓ Management, Coordination, and Organization

✓ Quality Assurance

✓ Requirements Analysis / Data Analysis and Dashboard Production

✓ Writing Functional Specifications and Terms of Reference

✓ Migration / Integration / Acceptance Testing

✓ Third-Party Application Maintenance / Third-Party Application Acceptance Testing

■ Functional Areas

✓ Retail Banking:

o Regulatory (NPL Debt Sale, ESMA, MiFID II, ETNC, Tax Audit FEC, Solvency, etc.)

o General Accounting / Cost Accounting

o Payment Methods (Cards, Checks, Transfers, Direct Debits, etc.)

o Consumer Credit

o Account Management

o Billing

o Banking Products

✓ Insurance:

o P&C Insurance

o Life Insurance

✓ Telecoms:

o Mobile Telephony

■ Technical Skills

✓ Methodologies: Agile, V-Model

✓ Tools / Software: MS Office, JIRA, Quality Center, ServiceNow

✓ Modeling: UML

✓ Environments: Mainframe MVS / Unix

■ DBMS

✓ IBM DB2

✓ PostgreSQL

✓ Terradata

■ Languages

✓ Professional English: Reading, writing, and speaking

Industry field of expertise

Languages

English
Conversational
French
Native or bilingual

Workplace preferences

Can work on-site

Paris (up to 50km)

Société générale
Proxy Product Owner
BANKING AND INSURANCE
October 2021 - Today (4 years and 8 months)
Paris, France
■ Context 1: As part of a major regulatory project (EU Directive) concerning the sale of NPL (Non-Performing Loans) debt, aimed at cleaning up bank balance sheets (This reform helps reduce provisions, optimize equity, and better manage credit risks).
■ Context 2: As part of the synthetic securitization project (SG Retail Bank Capital Management Program) aimed at achieving RWA gains, reducing regulatory capital requirements (Capital Optimization), and transferring part of the risk to investors (Risk Transfer).
NPL Debt Sale
BNPP
Billing Application Manager
BANKING AND INSURANCE
January 2020 - August 2021 (1 year and 7 months)
Paris, France
■ Context: Implementing the new banking inclusion and over-indebtedness prevention charter: Implementation of new regulations related to billing within the account management and banking offers and services (OSB) team of BDDF IT.
Billing
HSBC
Project Manager MOA
BANKING AND INSURANCE
March 2018 - December 2019 (1 year and 9 months)
Paris, France
Within HSBC France's finance department, and as part of the IT Modernization program
Plan, prioritize business requests and propose solutions in coordination with architects
Write functional specifications (in French and/or English)
Manage the implementation of new product functionalities required for BREXIT
DMDS (Data Market Data System): Implementation of new financial data feeds from stock exchanges (Reuters) to WEB-DCGC
Monitor the migration of applications and platforms to SAB software
Daily management of accounting via the WEB-DCGC tool (internal application of the Management Control-Accounting Department) consolidating general and customer accounting data
Consult and analyze accounting movements, balances, and reference data
Analyze various business requests, including (accounting, banking products, regulatory projects, etc.)
FEC: Control and provide accounting entry files for tax audit purposes
MIFID-2: Analyze accounting entries summarizing all direct and indirect costs related to securities accounts
OGR (Recovery Group Tool): Analyze accounting movements for contentious accounts
ETNC: Prepare detailed accounting movements of expenses incurred by companies in Non-Cooperative States and Territories for the Tax Affairs Directorate (DAF)
TVA – Deduction Rights: Optimize the VAT pro-rata calculation process (Taxation coefficient determining deduction rights within taxable operations)
TLM (Transaction Lifecycle Management): Analyze daily accounting reconciliations via the financial transaction lifecycle management platform.
Accounting