Freelancer profile translated to English.

Description

I am Remedios Mosquero, a financial advisor committed to helping individuals and businesses make smart decisions about their money. My purpose is to simplify finances and transform them into a strategic tool for achieving personal and professional goals, with security and confidence.

Industry field of expertise

Languages

Spanish
Native or bilingual

Workplace preferences

Can work on-site

Seville (up to 50km)

Generali
Financial Advisor
BANKING AND INSURANCE
June 2024 - Today (2 years)
Seville, Spain
Analyze the client's current financial situation (income, expenses, debts, assets).
• Design investment and savings plans adapted to each profile and objective.
• Advise on contracting financial products (funds, insurance, mortgages, pensions).
• Evaluate and minimize risks through hedging or diversification strategies.
• Offer continuous monitoring and adjustments according to changes in the market or the client's life.
• Provide financial education to improve decision-making.
FREELANCE
Financial Consultant
January 2023 - January 2025 (2 years)
Seville, Spain
Technical and analytical skills
• Financial and accounting knowledge: mastery of financial statements, cash flows, ratios, costs, and budgets.
• Financial planning and management: development of strategic plans, projections, and scenarios.
• Investment analysis: project evaluation (IRR, NPV, payback, risks).
• Risk management: identification of financial, market, and liquidity risks, with mitigation proposals.
• Knowledge of regulations and taxation: current accounting, tax, and financial legislation.
• Proficiency in tools and software: advanced Excel, financial ERPs, statistical analysis or financial modeling software.
Freelance
Financial Consultant
BANKING AND INSURANCE
March 2016 - August 2020 (4 years and 5 months)
Seville, Spain
Development of diversified investment strategies in funds, fixed income, and variable income.
• Coordination with corporate clients to improve financial and liquidity structure.
• Negotiation of financial products with banking entities to obtain better conditions.
• Training and coaching clients in digital financial management tools.