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Mame Penda K.MP

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Freelancer profile translated to English.
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About Mame Penda

With over 10 years of experience in IARD insurance, I support brokers, MGAs, underwriting delegates, and Insurtechs in processing, securing, and optimizing their underwriting files.

I provide operational support or audits to streamline production flows, ensure risk analysis reliability, and improve the quality of IARD portfolios, for individual, professional, and corporate markets.

🎯 My Role
I assist underwriting teams in managing and securing their technical activities by providing flexible and immediately usable operational support.

I intervene in particular to:
- absorb peaks in activity or processing delays,
- strengthen teams during periods of high workload,
- secure underwriting decisions,
- improve the quality and consistency of risk analyses.

💼 My Areas of Intervention
🔹 IARD Underwriting Support
Handling and processing underwriting files to support internal teams and secure technical decisions on corporate IARD contracts.

🔹 IARD Portfolio Audit
Analysis of portfolios to identify miscalibrated risks, underwriting inconsistencies, and areas for technical and operational improvement.

🔹 Underwriting Process Optimization
Improvement of processing methods and procedures to streamline file management, harmonize practices, and enhance underwriting quality.

🧩 What I Bring to Your Teams
- Reduction of underwriting errors
- Time savings for internal teams
- Rapid support without the need for immediate recruitment
- Operational view of SME and corporate risks

Intervention Modalities
- One-off or recurring missions
- Operational support or technical audit
- 100% remote work
- Flexible collaboration according to your needs and organization
  • French

    Native or bilingual

  • English

    Conversational

Remote only
Primarily works remotely

Experience

  • Insify
    Sales & Underwriter
    BANKING AND INSURANCE
    January 2023 - December 2025 (2 years and 11 months)
    Paris, France
    • Technical expert in construction insurance, specializing in professional liability and ten-year warranty, with expertise in risk analysis and management.
    • Management of underwriting and client portfolio, optimizing profitability, service quality, and market fit of offers.
    Design and Structuring of IARD Insurance Solutions Audit and Strategic Analysis of Portfolios and Contracts Risk Securing and Pricing in Construction Insurance Underwriting and Pricing of Complex IARD Risks Portfolio Management and Performance Monitoring
  • Entoria
    IARD Insurance Project Manager
    BANKING AND INSURANCE
    January 2021 - December 2022 (1 year and 11 months)
    • Management of opportunity studies and design of professional liability and contractor's all risks insurance offers, from market analysis to deployment.
    • Transverse coordination and continuous improvement of products to ensure competitiveness, regulatory compliance, and customer needs alignment.
    Market Analysis and Identification of Insurance Opportunities Management of Complex Transverse Projects (Multi-expertise) Management of IARD Insurance Product Design Development and Management of Broker Network / Tenders Portfolio Management and Performance Monitoring
  • Entoria
    HPA Referent
    BANKING AND INSURANCE
    January 2019 - January 2021 (2 years)
    • Underwriting of IARD contracts with risk analysis and management of complex and tailor-made files.
    • Support for partners, portfolio management, and service quality monitoring, in liaison with clients and the company.
    Underwriting and Pricing of Complex IARD Risks Portfolio Management and Performance Monitoring Management of Tailor-Made Files with High Complexity

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Education

  • Manager de l'Assurance, ASSURANCES
    ESA - Ecole Supérieure d'Assurances
    2013
    Manager de l'Assurance, ASSURANCES
  • MBA Audit et Management des risques des Assurances et des entreprises
    ESA - Ecole Supérieure d'Assurances
    2012
    MBA Audit et Management des risques des Assurances et des entreprises

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