Freelancer profile translated to English.
Back to original languageAbout Pavlina
Through my professional experience in both a consulting role for banks and as a Business Development Manager in the FinTech sector, as well as in strategy work within the association of the largest European banking group, I have gained a multifaceted understanding of the diverse dynamics, processes, and opportunities and challenges in the banking industry.
German
Native or bilingual
English
Fluent
Bulgarian
Native or bilingual
Can work on-site
Berlin (up to 50km)
Experience
- AntlerFounderBANKING AND INSURANCEJanuary 2023 - May 2023 (5 months)Berlin, Germany- Participation in the accelerator program of Antler, an early-stage venture capital- Validation of a B2B2C SaaS idea in the area of retirement planning and financial education for employees of medium-sized companies to increase financial health and improve retirement planning along the three pillars of provision, while strengthening employee satisfaction
- Deutscher Sparkassen- und Giroverband e.VHead of Strategic Innovation ManagementBANKING AND INSURANCEJanuary 2022 - December 2022 (11 months)Berlin, Germany- Coordination of innovation activities within the Sparkassen-Finanzgruppe and development of a central strategic innovation process, including an innovation platform and evaluation of trends (e.g., AI, Financial Education, Embedded Finance)- Management of a central innovation fund to promote digital and innovative initiatives and projects within the Sparkassen-Finanzgruppe and support for the implementation of applicants- Market screening for cooperation opportunities with startups and coordination of cooperation potentials within the Sparkassen-Finanzgruppe (including Sparkassen Innovation Hub)
- Deutscher Sparkassen- und Giroverband e.VProject Lead Strategy Project "Digital Payment Strategy"BANKING AND INSURANCEOctober 2020 - January 2022 (1 year and 3 months)Berlin, Germany- Development of a digital payment strategy in e- and m-commerce for the Sparkassen-Finanzgruppe, considering initiatives of the German banking industry (girocard, giropay) and European initiatives (EPI) to increase market share- Evaluation of existing and new payment and acceptance options (including mobile payments Android and iOS, wearables, invoice and installment purchases) regarding customer benefit, business model, and technological feasibility- Conception and implementation support of payment initiatives with technical service providers and other stakeholders (including Finanz Informatik, S-Payment)
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Education
- Master of Science, EconomicsHumboldt University of Berlin2017- Schwerpunkt: Energiewirtschaft (Netzwerkbasierte Energiesysteme, Energiepolitik, Gestaltung von Energiemärkten) - Masterarbeit: "A harmonized European electricity balancing market: Incorporation of congestion management into cross-border reserve procurement" - Top 10%
- Bachelor of Science, EconomicsHumboldt University of Berlin2014- Schwerpunkt: Mikroökonomie (Europäische Integration, Spieltheorie, Außenhandel); Operations Research (Simplex-Algorithmus, Graphentheorie, statische und dynamische Optimierung) - Bachelorarbeit: „Eine ökonomische Kosten-Nutzen-Analyse der Einführung von Fracking in Deutschland anhand des Optionspreismodells“ - Top 10%