Freelancer profile translated to English.

Description

🚨 Cash crisis? I intervene within 48 hours.

Treasury Manager | Transition Manager | Freelancer

Specialist in Liquidity Crisis Management · Working Capital Optimization · Debt Collection

Are you a business leader facing a cash flow crunch, critical non-payment, or an imminent cash-out situation?

With 37 years of hybrid experience at the intersection of operational treasury, credit & risk management, and amicable debt collection, I intervene in commando mode to stabilize, secure, and rebuild.

What I bring concretely:

✅ Treasury & Working Capital Diagnosis in D+1

✅ Operational 13-week Rolling Forecast within 48 hours

✅ Bank negotiation, credit lines, ad hoc mandates, conciliation

✅ DSO reduction (from 75 to 30 days on actual portfolio)

✅ Resolution of 80% of unpaid cases within 30 days

✅ Customer risk management and amicable & contentious debt collection

✅ Automated decision-making reporting (Power BI, SQL, Python)

My fields:

Construction · Industry · B2B Services · Tech Startups · SMEs · Mid-sized Companies

500+ companies supported in crisis or financial distress.

100+ leaders saved from bankruptcy.

🎯 My added value on assignment:

No theory. Just results. I enter your organization, understand your cash situation within hours, implement the right tools (Finthesis, Fygr, Pennylane, Fynao), and manage with you until financial serenity is restored.

Immediately available Transition Manager — short or long-term assignments.

On-site intervention possible (Nouvelle-Aquitaine) or remote (all of France).

📩 Let's talk: |

Industry field of expertise

Languages

French
Native or bilingual
English
Fluent

Workplace preferences

Can work on-site

Bordeaux (up to 50km)

Aquit'DataCoach
Administrative and Financial Manager | B2B Credit Manager
April 2025 - Today (1 year and 2 months)
Bordeaux, France
Manage treasury (short and medium term), identify risks, and secure cash.

Provide accounting and operational management control support in conjunction with the accounting firm.
I support SME leaders who are reacting to their cash flow instead of managing it. Is your turnover increasing but your cash flow plummeting? Unpaid invoices piling up? Are you spending more time chasing money than growing your business?

✅ My field intervention:
• Cash Investigation Diagnosis 48h: identification of cash leaks + immediate action plan
• Operational treasury management: rolling forecasts, skills=[]
Caisse d'Epargne Aquitaine Poitou-Charentes
Debt Collection Officer
January 2015 - January 2024 (9 years)
Bordeaux, France
Customer risk management and B2B debt collection - Portfolio of 4,500 companies (TPE/SMEs/Mid-caps/Large Corps) - €85M outstanding.

Field achievements:
Spectacular DSO reduction: 75 days → 30 days on average in my scope
500+ companies in difficulty supported: Construction (order book drop), B2B Services (COVID crisis), Industry (supply chain disruption), Retail (consumption decline), Tech Startups (strategic pivot)
✅✅ 100+ successful creditor mediations: 4-5 mediations/month handled in max 4 days
80% recovery rate for unpaid cases settled without litigation
-15% reduction in transfer rate to bailiffs/lawyers

Operational support for leaders:
Treasury tension diagnosis + root causes (customer payment terms, overstocking, seasonality)
Development of rolling cash flow forecasts adapted to activity
Negotiation of realistic repayment plans (6-24 month installments)
Connecting with experts: auctioneers, judicial administrators, specialized lawyers
Training in best practices: General Terms and Conditions of Sale, structured reminders, payment security

Key learnings:
Each sector has its specificities: Construction (retention guarantees), B2B Services (customer payment terms), Industry (heavy investments), Retail (seasonality)
Majority of unpaid invoices are due to disorganization, not bad faith
A well-supported leader can recover even with a cash deficit of €200K, skills=[]
Caisse d'epargne Aquitaine Poitou Charentes
Digital Facilitator
BANKING AND INSURANCE
January 2013 - January 2015 (2 years)
Bordeaux, France
Digital acculturation for 600 head office employees + 344 agencies - Management of 7 Business Analysts/Project Managers.

🚀 Achievements:
Project Manager / Product Owner: Managed 7 employees (Business Analysts + Project Managers) on automation/digitalization projects
Training for 600 head office employees on new tools (CRM, automated reporting, collaborative tools)
24 agency directors trained in customer risk management + modern collection methods
Recruitment: participated in the selection of 10 new collection officers

📊 Impact:
Productivity gain: 2 days/month saved (automated reporting for 344 agencies)
Training satisfaction rate >85%

💡 Application for SMEs: Digitalization means simplifying daily tasks, not an end in itself. AI automation only if there's a measurable gain., skills=[]