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Description

Chartered accountant, lawyer, judicial administrator:

I am your crisis treasury expert for clients facing cash flow difficulties.

Intervention within 30 days · All of France · Complementary to your activity, never a competitor.

10 years. 500 companies supported.

Measurable results:

• 80% of situations regularized within 30 days

• DSO reduced from 75 days to 30 days on average (-45 days)

• 100+ directors saved from bankruptcy

What I do concretely for your clients:

• Cash diagnosis on D+1, 13-week forecast within 48h

• Bank negotiation and preventive procedures (ad hoc mandate, conciliation, mediation)

• Debt collection, DSO reduction, management until serenity is restored

Is your client experiencing cash flow tension?

A 20-minute conversation is enough to qualify the situation.

Free cash diagnosis within 48h.

Patrick Troadec ·

Industry field of expertise

Languages

French
Native or bilingual
English
Conversational
German
Basic

Workplace preferences

Can work on-site

Bordeaux (up to 50km), Mont-de-Marsan (up to 50km), Bayonne (up to 50km), Agen (up to 50km), Toulouse (up to 50km)

Aquit'DataCoach
Treasury Manager - Cash Manager
April 2025 - Today (1 year and 4 months)
Bordeaux, France
Manage treasury (short and medium term), identify risks, and secure cash.

Provide accounting and operational management control support in conjunction with the chartered accountant.
I support SME leaders who are reactive to their cash flow instead of managing it. Your revenue is booming but your cash flow is plummeting? Unpaid invoices piling up? Do you spend more time chasing money than growing your business?
✅ My on-site intervention:
• Cash Investigation Diagnosis 48h: identify cash leaks + immediate action plan
• Operational treasury management: rolling forecasts
Caisse d'Epargne Aquitaine Poitou-Charentes
Debt Collection Officer
January 2015 - January 2024 (9 years)
Bordeaux, France
Customer risk management and B2B collection - Portfolio of 4,500 companies (VSE/SME/Mid-cap/Large) - €85M in progress. Field achievements: Spectacular DSO reduction: 75d→30d on average across my scope 500+ companies in difficulty supported: Construction (declining order books), B2B Services (COVID crisis), Industry (supply chain disruption), Retail (decreasing consumption), Tech Startups (strategic pivot) ✅✅ 100+ successful creditor mediations: 4-5 mediations/month handled in max 4 days 80% regularization rate for unpaid files settled without litigation -15% reduction in transfer rate to bailiffs/lawyers Operational support for leaders
Diagnosis of cash flow tensions + root causes (customer payment terms, overstocking, seasonality) Construction of rolling cash flow forecasts adapted to business Realistic payment plans negotiation (6-24 month installments) Connection with experts: auctioneers, judicial administrators, specialized lawyers Training in best practices: General Terms and Conditions of Sale, structured follow-ups, payment security Key learnings: Each sector has its specificities: Construction (retention of title), B2B Services (customer payment terms), Industry (heavy investments), Retail (seasonality) Majority of unpaid invoices = disorganization, not bad faith A well-supported leader can recover even with -€200K cash flow
Caisse d'epargne Aquitaine Poitou Charentes
Digital Facilitator
BANKING AND INSURANCE
January 2013 - January 2015 (2 years)
Bordeaux, France
Digital literacy for 600 head office employees + 344 agencies - Management of 7 Business Analysts/Project Managers.
🚀 Achievements:
Project Manager / Product Owner: managed 7 employees (Business Analysts + Project Managers) on automation/digitalization projects
Training for 600 head office employees on new tools (CRM, automated reporting, collaborative tools)
24 agency managers trained in customer risk management + modern collection methods
Recruitment: participated in the selection of 10 new collection officers
📊 Impact:
Productivity gain: 2 days/month saved (automated reporting for 344 agencies)
Training satisfaction rate >85%
💡 Application for SMEs: Digitalization = simplifying daily life, not an end in itself. AI automation only if there is a measurable gain.