Freelancer profile translated to English.

Description

As a versatile consultant, I value my skills as a Business Analyst and AMOA, demonstrating my ability to excel in two essential roles. My background shows proven success with leading banking clients in France and internationally, where I held a key position in their transformation projects. My specialization focuses primarily on credit risk management and compliance with regulatory changes in the banking sector. My dynamic profile and my ability to orchestrate successful upgrades in line with central bank requirements make me the ideal choice to support you in your project.

Languages

French
Native or bilingual
English
Fluent

Workplace preferences

Can work on-site

Paris (up to 50km)

BNP Paribas
Business Analyst in E2E Credit Chain, Transversal Framing / Solution Design & Data Management
BANKING AND INSURANCE
September 2022 - Today (3 years and 9 months)
Paris, France
-----PROJECT: As part of the B-Ready program ensuring the transition to the Basel 4 regulatory standard:

- Workshops with various business lines to gather proposals for definitions and scope of new Basel 4 data to be integrated into the "MyCredit APP" application dedicated to managing BNP Paribas CIB bank's loans.
- Production and continuous update of data cards corresponding to the new data:
- Definition and ecosystem planned for the data
- Evaluation of data quality according to dimensions: completeness, uniqueness, accuracy, integrity...
- Identification of initiatives where data can be embedded
- Identification of sourcing rules for new data.
- Identification with business units of potential opportunities for stock creation and recovery for new algorithm-sourced data.
- Formalization of business requirements for data integration into the MyCredit APP application.

-----PROJECT: Identification of incompatibilities in the chain of reporting local commitment codes from subsidiaries to Group codes, preparation and deployment of fixes.

- Identification of incompatibilities in the chain of reporting local codes to group codes by analyzing, site by site, the different local, intermediate, and central mapping tables.
- Development of a roadmap for deploying necessary corrections in local mapping tables.
- Formulation of business requirements and creation of Jira tickets for implementing corrections in the mapping tables of local Atlas tools for the UK and Germany.
- Follow-up workshops with IT and business teams for deployment.
- Analysis and deployment work for other sites in Europe, the Middle East, and North America, in accordance with the roadmap.
- Investigation and study of CIB Revolving credit behaviors through workshops with business teams.
- Determination of whether facilities with "Revolving Credit Facility" status are correctly concentrated on dedicated commitment codes, in line with business logic.

-----PROJECT: Functional feasibility study for integrating a Risk-Weighted Assets (RWA) simulation and calculation tool into BNP Paribas CIB's credit management application - "MyCredit APP"

- Conducted a comparative analysis of input data between the two tools: RAROC (RWA calculation tool and other risk indicators) and MyCredit APP (CIB credit management and monitoring application). The objective of this study is to evaluate the opportunity of integrating the RAROC application into the Mycredit app tool, thereby allowing credit analysts to monitor, manage credits, and perform simulations within a single tool, MyCredit APP.
- Presentation of the detailed comparison based on the analysis of functional specifications, highlighting mandatory data, data used in calculations, manually entered data, technical data, and data that can be deduced between the two tools.
Credit Risk Basel 4 Data Analysis Project Management corporate roadmap Reliability Rating Workshop Facilitation Microsoft Power BI
Société générale
AMOA Project Manager, Credit Risk, Provisions, IFRS9
BANKING AND INSURANCE
September 2018 - August 2022 (3 years and 11 months)
Paris, France
PROJECT: IFRS9, Upgrade work on two provision calculators SOPRA and PWC Buckets S1/S2 and deployment management for SG subsidiary banks

- Project piloting and management in agile mode
- Scoping and specification of evolutions: review and validation of business requirements (SFG/ SFD)
- Piloting evolutions with SG Paris central risk and finance departments as well as with the software vendor
- Preparation and facilitation of workshops, tracking file, early identification of issues that could impact the solution
- Update of IFRS 9 Parameters (PD and LGD Curves, CCF, Segmentation, Forward looking, Methods, Rates...)
- Configuration and preparation of environments.
- Validation and testing of new solution sprints: writing test plans, formalizing/executing/documenting tests, formalizing and tracking anomalies with the vendor on Jira
- Participation and monitoring of the project backlog
- Participation and facilitation of stand-up meetings, group operational committees, vendor meetings, and group and vendor steering committees
- Change management: participation in the design of the validation strategy, presentation of evolutions to users
- Assistance to subsidiaries for production run execution
- Assistance to subsidiaries for the development of adjustments
- Assistance to subsidiaries during production closings and support in case of incidents

PROJECT: IFRS9, Generalization of the S3 bucket provision calculation module for SG subsidiaries

- Piloting the integration of the S3 module into the S1/S2 calculators according to the group's global roadmap
- Recovery of historical data (IAS interest, provisions, etc.)
- Banking validation of the default management module (S3)
- Reconciliation of PwC S3 results with existing production results
- Support for SG subsidiary banks in justifying discrepancies identified during validation
- Writing of validation reports and facilitation of GO/NO GO committees
- Preparation and presentation to the CAB (Change Advisory Board) committee to approve the production deployment schedule
- Piloting post-production runs

PROJECT: Implementation of a budget monitoring tool.

- Implementation of a budget monitoring tool aimed at automating expense management processes and budget monitoring at the DR AFO.
IFRS9 Project Management Functional Acceptance Testing Functional Specifications Budget Monitoring validation Credit Risk Corporate Finance Agile Project Management Workshop Facilitation Change Management run Incident Management Technical Support IT AMOA application deployment
Attijari wafa bank Group
Business Analyst in Banking Risk Management
BANKING AND INSURANCE
November 2015 - August 2018 (2 years and 10 months)
Casablanca, Morocco
PROJECT: Corporate/Real Estate Development Rating (Credit Risk).

- Participation in the development and implementation of the financial, behavioral, and qualitative rating model.
- Development of rating monitoring reports, determination of risk mapping, and monitoring of sensitive portfolios.
- Writing, monitoring, and updating detailed functional specifications (Reporting screens, Monitoring, Rating Sheet...)
- Testing IT deliveries.
- Change management and training of the AWB network.
- Participation in scoping workshops for the development of the real estate development model (PI).

PROJECT: Retail Customer Scoring (Credit Risk)

- Development of a combined TPE Scoring & Expert model.
- Development of the dual scoring model.
- Scoping of an international firm for the operational integration of AWB's TPE-Professional model.
- Active participation in the industrialization of the credit granting process.
- Integration of the Scoring strategy for prospects and new customer relationships of AWB.

PROJECT: Functional Administrator of the Group's third-party database.

- Launch, analysis, and validation of the Baloise Group segmentation process.
- Control of Entity and contract flows that feed AWB's Basel solvency ratio calculator.
- Development of quarterly reports on controls performed and anomalies identified, and submission to senior management, data governance and quality teams, and WAFA-SALAF, WAFA-IMMO, WAFA-BAIL, and WAFA-LLD subsidiaries.

PROJECT: Audit mission of the rating system of the SCB-Cameroon subsidiary.

- Qualification of the internal rating model developed by SCB (model diagnosis).
- Support the subsidiary in implementing the prerequisites for the rating system, particularly the default/watchlist database and tools.
SAS SQL Credit Risk Rating Retail corporate AMOA Configuration Functional Specifications acceptance testing acceptance test report fermat Database Management Change Management Risk Analysis Internal Audit QlickView