Freelancer profile translated to English.

Description

15 years of experience in credit management, debt collection, and treasury for B2B companies, serving both large groups (CAC 40) and SMEs/ETIs.

I built the Group Collection & Treasury department from scratch at Adenes, where I successively held the positions of Treasury and Collection Manager, then Group Cash Manager (2016-2022).

I then led an international Credit Management mission at Safran Cabin France, coordinating collections with teams in India, the Middle East, South Africa, and Europe.

My expertise:

Reduction of DSO and optimization of the accounts receivable
Customer solvency analysis and credit scoring
Implementation of collection procedures (amicable and legal)
Treasury forecasts (12 months, weekly/daily granularity)
Cash pooling and group bank management
Reporting and management dashboards (DSO, bad debt rate, cash flow)

Vigileo, my proprietary tool:

I developed Vigileo, a proprietary platform for automating debt collection — multilingual reminders, DSO monitoring, and credit scoring — which allows me to intervene quickly and deliver concrete results from the first weeks of an assignment.

My offer:

I provide services on a part-time basis (1 to a few days/month) or for specific, defined projects (DSO audit, implementation of a collection process, temporary replacement). 100% remote with possible travel for audits and board meetings.

Languages

French
Native or bilingual
English
Conversational
Spanish
Basic
Portuguese
Basic

Workplace preferences

Remote only

Primarily works remotely

Nicolas Costes Consulting (NCC)
Founder & Manager — Vigileo
April 2023 - May 2024 (1 year and 1 month)
• Conception and development of Vigileo, a no-code platform for automating debt collection (Airtable, Make, Brevo, Softr) for SMEs/ETIs
• Automation of collection workflows, DSO monitoring, credit scoring, and treasury forecasting (weekly and daily granularity over 12 months)
• Negotiation of commercial partnerships and licenses for platform marketing
• Fractional Credit & Cash Manager assignments for B2B companies in Occitania and remotely, skills=[]
Groupe Aginode
Credit Manager & Group Accounts Receivable Accountant
May 2024 - Today (2 years and 2 months)
• Customer solvency assessment and credit limit determination (scoring)
• Supervision of customer accounts: openings, file updates, monitoring of outstanding amounts
• Account reconciliation, recording of receipts (transfers, checks, direct debits)
• Management of preventive and curative debt collection; negotiation of payment plans
• Development of dashboards and KPI reporting (DSO, bad debt rate, cash flow) for management, skills=[]
Safran Cabin France (Groupe Safran — CAC 40)
Credit Manager
April 2023 - May 2024 (1 year and 1 month)
Toulouse, France
• Optimization and creation of credit and collection procedures for an international industrial group
• Supervision of the collection process and management of receipts
• Preparation of treasury forecasts and variance analysis
• Financial reporting and liaison with statutory auditors
• Leading weekly meetings on overdue receivables with international agencies (India, Middle East, South Africa, Europe)
• Invoice verification and correction; bank reconciliations, skills=[]