Freelancer profile translated to English.

Description

Senior payment consultant, functional and technical expert, I have been supporting banks, software vendors, and fintechs for over thirty years in the design, integration, and certification of their payment systems.

My expertise covers the entire payment chain: issuing, acquiring, cryptography, data flow security, scheme compliance (Visa, Mastercard, CB), and PCI DSS / EMV / DSP2 requirements. I act as both a Business Analyst and a technical coordinator, ensuring the reliability, compliance, and performance of payment platforms.

Accustomed to complex environments, I combine a rigorous, structured, and pragmatic approach. My role is to bridge the gap between technical and business teams, anticipate risks, ensure the quality of deliverables, and maintain service continuity.

Throughout my career, I have contributed to large-scale projects: integration of SAE/SAA servers, ISO8583↔API REST gateways, multi-scheme deployments, EMV certification, regional interconnections (Visa, Mastercard, CB, GIM-UEMOA, CMI, GIMAC), HSM Bull/Thales management, PCI DSS compliance, and CI/CD automation (GitLab & Azure).

I prioritize clarity, stability, and reliability: a payment project is only successful if it remains robust over time. My goal is to provide mastery, perspective, and concrete solutions, ensuring the compliance and sustainable performance of payment systems.

📍 Based in Île-de-France, available for on-site, hybrid, or remote assignments.

Languages

French
Native or bilingual
English
Conversational
Arabic
Native or bilingual

Workplace preferences

Can work on-site

Montlhéry (up to 50km)

EIC
Application Manager
January 2022 - Today (4 years and 5 months)
• Application lifecycle management, compliance, and security (Azure, CI/CD, Kubernetes).
• Incident supervision (Jira/Xray), Dev/Business coordination, document management.
• Contribution to regulatory compliance and strategic application planning.
SOPRA BANKING SOFTWARE
Payment Expert Consultant / Application Manager
January 2015 - January 2022 (7 years)
• Interbank multi-scheme interoperability (GIM-UEMOA / GIMAC / CIM / UPI): integration, certification, and deployment.
TELEPAC TECHNOLOGY
Payment Project Manager /
January 1997 - January 2015 (18 years)
Manager of the PowerBanking product: comprehensive payment server (SAE/SAA, remote collection, TMS, cryptography, clearing, settlement).
• Design and management of the PowerBanking solution, a complete platform: issuing, acquiring, remote collection, cryptography, supervision.
• Multi-bank project management: connection to Visa, Mastercard, CMI, GIMTEL, GIM-UEMOA.
• Technical and functional coordination of teams (15 people, multi-site).
• EMV, PCI DSS, PA DSS compliance; Visa and Mastercard certifications.
• International deployment and skills transfer.

Representative projects:
• VISA & Mastercard certification for several African banks.
• Interbank connection to CMI / GIM-UEMOA: EMV acquisition and TMS supervision.
• Development of the PowerBanking server: SAA, SAE, ISO8583 router, remote collection, HSM cryptographic management, clearing, settlement.