Freelancer profile translated to English.
Back to original languageAbout Morgan
Experienced Payment Product Manager (auto/clearing flows, SCT and SDD flows, fraud, checks, top-up), with over 5 years of experience in the fintech sector (B2C/B2B).
Data-driven and customer-oriented, I work daily with tech, data, and business teams to solve complex problems, deliver value quickly, and measure the impact of each product decision on the business and user experience.
My greatest success: creation of a real-time fraud detection tool, protecting our customers even before fraud occurs. This project not only reduced financial risks for the company (halving fraud) but also strengthened user trust, preventing major losses and reimbursements.
French
Native or bilingual
English
Fluent
Spanish
Conversational
Can work on-site
Paris (up to 50km)
Experience
- BlankProduct Manager CBSBANKING AND INSURANCEMay 2025 - Today (1 year and 3 months)Paris, FranceAs Product Manager for the Core Banking System (CBS) at Blank, I am responsible for managing a critical system at the heart of banking operations. My role encompasses several key areas:CBS Operational Maintenance: I ensure the platform's stability, reliability, and service continuity, in close coordination with technical and operational teams.System Functional Evolution: I lead initiatives to enhance and adapt the CBS to meet new business opportunities, user needs, and market changes.Regulatory Compliance for Payment Processes: I ensure that our payment processes and treatments comply with evolving legal and regulatory frameworks, in liaison with legal and compliance teams.Performance Monitoring and Requirement Achievement: I define, measure, and challenge the system's performance and quality indicators to guarantee a high level of service for our internal and external users.This strategic role requires a deep understanding of business, technical, and regulatory challenges, as well as a strong ability to align stakeholders around sustainable and scalable solutions.
- NickelLead Product Manager TransactionsBANKING AND INSURANCEDecember 2022 - May 2025 (2 years and 5 months)Charenton-le-Pont, FranceThe scope of the Transactions department includes:• Card payment and withdrawal functionalities (authentication and authorization)• SEPA scope (transfers, direct debits, Instant Payment, beneficiary and mandate management)• Check deposit• Card top-up
- NickelProduct Owner Core Banking (card and flows)BANKING AND INSURANCENovember 2019 - December 2022 (3 years and 1 month)Charenton-le-Pont, FranceAs a product owner, I have the opportunity to:• Lead developments and projects on payment methods or core banking• Contribute to improving the quality and optimizing processes related to card payment systems, SEPA, and Nickel's core banking• Ensure the quality and delivery times in production• Be the primary contact for card payment and SEPA partners
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Education
- Computer Engineering DegreeENSICAEN - National School of Engineering of Caen2019Diplôme d'ingénieur en informatique
- University Diploma in Technology in Electronics and Industrial Computing, Electronics and Computer ScienceIUT Cherbourg Manche2016D.U.T Génie Electronique et Informatique Industriel, Electronique et Informatique
Certifications
- Product ManagerWivoo2024