Freelancer profile translated to English.
Back to original languageAbout Michaël
All your real estate and business financing.
Quality banking partners to assist you with:
Primary residence real estate financing
mortgage loan
credit buyback
settlement loan
real estate refinancing
real estate investment
business loan
My expertise is above all my experience.
15 great years in a major bank.
I will assist you from signing to the release of funds.
French
Native or bilingual
English
Conversational
Can work on-site
Paris (up to 50km)
Experience
- M3SReal Estate and Professional Financing Broker | Mortgage LoanCONSULTING AND AUDITSJune 2021 - Today (5 years and 2 months)93500 Pantin, France- Prospect interview then bank analysis of the project to verify all credit and cash flow ratios.- Writing of the document for sending the file to banking partners.- Liaising with banking partners who are best suited to assess the file and should respond favorably.- Permanent presence alongside the client until the loan is released by the Bank.
- Société GénéraleBusiness Account Manager SME / ETIBANKING AND INSURANCESeptember 2008 - March 2021 (12 years and 6 months)Paris, France- Management of a portfolio of 90 relationships comprising SMEs (turnover between 2 and 300 million euros) and large associations (3 associations: budgets between 50 and 200 million euros)- Generate Net Banking Income (NBI) while controlling risks- Prospecting and opening accounts
- Société GénéraleBusiness Analyst Consultant SMEBANKING AND INSURANCEMarch 2006 - August 2008 (2 years and 5 months)Seine-Saint-Denis, France- Analysis of credit applications from the network- Writing summary notes and recommendations related to credit applications- Counterparty rating- Monitoring content and ensuring compliance of client files- Issuing alerts in case of identified risks on a counterparty
Reviews
Emmanuel
AKOLADS
Reviewed on 10/15/2023
Very satisfied with Michael's advice! His expertise in financing research is very useful. Moreover, it is a pleasure to work with him. I highly recommend him for financing research.
Recommendations
+1
These freelancer profiles also match your criteria
Agatha Frydrych
Backend Java Software Engineer
4.7
(3)
2
Baptiste Duhen
Fullstack developer
4.6
(4)
5
Amed Hamou
Senior Lead Developer
4
(2)
7
Audrey Champion
Web developer
4.3
(3)
4
Education
- Master's degree in Management Sciences, Economics, Finance, MarketingUniversité Paris 1 Panthéon-Sorbonne2001Maîtrise de sciences de gestion, Économie, Finance, Marketing
- University Institute of Technology, BANKING / FINANCE / INSURANCEUniversité Paris 1 Panthéon-Sorbonne2001IUP, BANQUE / FINANCE / ASSURANCE
Certifications
- Broker in banking operations and payment services (COBSP)Orias