Freelancer profile translated to English.
Back to original languageAbout Melvyn
Financial consultant specializing in SME financing, I support leaders in the financial structuring of their projects, the preparation of financing applications, and the improvement of their cash management.
Coming from the banking sector, I have solid experience in financial analysis, structuring bankable applications, and supporting companies in their relationships with banks and financial partners.
I intervene for both one-off assignments (business plans, financial diagnostics) and long-term support as an outsourced financial consultant.
Areas of intervention:
– Business plans and financial forecasts
– Bank financing and financial structuring
– Cash flow and working capital requirement analysis
– Strategic support for SMEs
French
Native or bilingual
English
Conversational
Remote only
Primarily works remotely
Experience
- ACEP CAMEROUN SASME/SMI PORTFOLIO SUPERVISORBANKING AND INSURANCESeptember 2019 - Today (6 years and 9 months)Douala, Cameroon• Supervision, management, and evaluation of a team of 05 collaborators.• Monitoring performance indicators for process improvement and productivity increase.• Ensuring the development of the Corporate client portfolio.• Evaluating the financial risks that a loan agreement could entail.• Carrying out compliance and completeness checks of credit files before their implementation.• Studying and analyzing financing requests.• Performing on-site verifications at clients' premises as needed before disbursement or after fund release for clients in decline.• Defining commercial objectives using the SMART methodology.• Ensuring monitoring of financing activity results.• Monitoring and evaluating the quality of each client advisor's portfolio within the team, based on summary reports produced by the information system.• Analyzing the status of non-performing loans in conjunction with sales representatives, highlighting new defaults for the month and ensuring proper allocation of PAR.• Conducting pre-credit committee visits to clients.• Presenting loan files to the credit committee.• Maintaining the schedule and organizing recovery committees.
- ACEP CAMEROUN SASME CLIENT ADVISORAugust 2017 - September 2019 (2 years and 1 month)Yaoundé, Cameroon• Developing and consolidating the portfolio of dedicated clients and prospects with a constant focus on service quality, customer satisfaction, profitability, and risk management.• Preparing comprehensive financial and risk analyses of clients.• Maintaining sector-specific intelligence for the business sectors within the portfolio.• Ensuring strict adherence to commitments made and meeting acceptance deadlines.
- ACEP CAMEROUNRisk Management Committee MemberJanuary 2019 - Today (7 years and 5 months)Our missions consist of assisting senior management in risk control through the implementation of a system for identifying, evaluating, and monitoring risks.
Recommendations
Be the first to recommend Melvyn
Help this freelancer shine by sharing your experience working together.
These freelancer profiles also match your criteria
Agatha Frydrych
Backend Java Software Engineer
4.7
(3)
2
Baptiste Duhen
Fullstack developer
4.6
(4)
5
Amed Hamou
Senior Lead Developer
4
(2)
7
Audrey Champion
Web developer
4.3
(3)
4
Education
- PROFESSIONAL MASTER II: Banking and Financial Institutions Management & InsuranceSUP DE CO2016MASTER II PROFESSIONNEL: Gestion bancaire et des établissements financiers & Assurances
- PROFESSIONAL MASTER IESSEC2015MASTER I PROFESSIONNEL
Certifications
- Certified Expert in SME FinancingFrankfurt School of Finance and Management2024