Freelancer profile translated to English.
Back to original languageAbout Marjane
🌍 Fintech Regulatory Lawyer | UEMOA · West Africa · Europe
I support fintechs, payment service providers, and regulated companies in structuring, launching, and developing their businesses between Africa (UEMOA) and Europe.
My expertise lies at the intersection of law, compliance, and regulatory strategy, with a particular focus on high-growth environments and cross-border operations.
In a context where the BCEAO is actively structuring the regulation of payment service providers (Instruction N°001-01-2024), I assist startups, scale-ups, and financial groups with:
✅ Licensing & Authorization Strategy — BCEAO, payment institutions, electronic money, microfinance institutions
✅ Regulatory Compliance — AML/CFT, KYC, data protection
✅ Cross-border Operations — legal structuring of Africa-Europe activities
✅ UEMOA Market Entry — regulatory due diligence, local partnerships, distributor models
✅ Contracts & Negotiations — Complex contracts, licensing agreements, shareholder agreements
Why choose me? My positioning and multicultural experience (France / West Africa) allow me to translate African regulatory requirements for European investors, and vice versa. I understand both ecosystems.
I am always happy to connect with founders, executives, investors, legal, and compliance teams to discuss regulatory, structuring, and expansion challenges in regulated markets.
French
Native or bilingual
English
Fluent
Remote only
Primarily works remotely
Experience
- Cabinet du ChatellierLawyerJanuary 2023 - Today (3 years and 7 months)Aix-en-Provence, France- UEMOA/European Digital Financial Services regulations- Supporting Fintech in their development in West Africa in a highly innovative and competitive environment- Risk and Compliance Management- Analysis of complex regulations in constant evolution
- Wizall MoneyLegal & Compliance Director (Central Bank of Popular Credit of Morocco/ Total Group)February 2015 - July 2022 (7 years and 5 months)SenegalSuccessfully designed and implemented the company legal framework. Provides regulatory and legal expertise in digital finance services, international and business law: procurement, commercial, contract, labor, personal data, technology license, and other key areas. Manages human resources.- Drafts and negotiates a wide range of agreements and contracts, including complex partnership, MoU, NDA, and grant agreements.- Ensures and maintains legal and compliance risks analysis and mitigation related in international context.- Designs and implements the group compliance and ethics policy, including drafting procedures, risk mapping, risk assessment, and controls.- Facilitates legal and financial structure for fund raising transactions and shareholders agreement- Oversees corporate matters: boards meeting, shareholders minutes and resolutions for all subsidiaries.
- TotalSenior Legal Counsel/Projects ManagementJanuary 2011 - June 2014 (3 years and 5 months)Los Lagos Region, AR, ChileProvided legal advice in business law, including contracts, competition and commercial law, data protection, communications.- Negotiated and drafted wide-ranging contracts, including commercial, MoU, partnership, confidentiality agreements.- Supported innovative projects, including energy performance, multi-energy, and e-business.- Led legal trainings on contracts, competition law, guarantees, and other areas.- Led creative workshop and training organization on core business strategies and activities.
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Education
- Postgraduate diploma in International law, lawUniversité catholique de Louvain1998Postgraduate diploma in International law, law
- Master of BusinessAix-Marseille Université1997Master's degree in business law