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Marine DucherMD

Marine Ducher

Finance Consultant — Business Plan & Financial Forecasts

€700/day
Paris, FR
3-7 years

Average response time: 1 hour

Freelancer profile translated to English.
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About Marine

🎯 Finance | Operations | Strategy

I support growing companies with their financial and operational challenges to structure, optimize, and secure their development.

💡 My Expertise
📊 Financial & Accounting Management:process implementation, financial flow monitoring, reporting, and forecasting.
💰 Cost Analysis & Optimization:expense reduction, profitability improvement.
⚙️ Operations Structuring & Scalability:creation and optimization of internal processes.
📈 Fundraising & Investor Relations:dossier preparation, KPI monitoring, strategic reporting.
🧑‍💼 HR & Payroll Management:headcount management, tool and indicator implementation.

📌 Why Work With Me?
👉 Experience in startups & scale-ups, with a pragmatic and business-driven approach.
👉 Ability to quickly structure and optimize, with a strategic vision.
👉 Experience working directly with founders and investors.

💬 My Ideal Missions
✔ Structure the finances and operations of a fast-growing startup.
✔ Support fundraising and prepare investors.
✔ Implement high-performing financial and operational management tools.
✔ Optimize the profitability and cash management of a company.
  • French

    Native or bilingual

  • English

    Native or bilingual

Remote only
Primarily works remotely

Experience

  • Asap.work
    Credit Manager
    HUMAN RESOURCES
    July 2025 - April 2026 (9 months)
    Paris, France
    • Customer Payment Challenges:monitoring receipts, managing collections, and improving payment terms,
    • Credit Insurance:participation in defining a new insurance policy and negotiation with the insurer,
    • Collection Tools:implementation and structuring of a dedicated tool to optimize monitoring and processes.

    This experience gives me a very concrete vision of:
    • cash management,
    • risks related to accounts receivable,
    • and the direct impact of financial decisions on operations.
    Credit Management Credit Risk
  • MD Consulting
    Finance Partner - Freelance
    FASHION AND COSMETICS
    January 2024 - June 2025 (1 year and 5 months)
    Paris, France
    I have supported startups with their strategic and financial issues, with an approach that is both analytical and highly business-oriented.

    My missions include:

    -Business Plan Construction:Development of comprehensive financial models (P&L, cash flow, scenarios) adapted for fundraising or internal structuring projects, with a strong focus on business coherence and clarity for investors.
    -Fundraising Support:Structuring key assumptions, defining growth scenarios, preparing financial materials for investors (consistency of message, financial storytelling, key KPIs).
    -Financial Analysis and Structuring:Implementing or optimizing existing models, performance analysis, identifying improvement levers, and assisting in decision-making.
    -Ad Hoc High-Value Projects:Scoping specific financial issues (offer structuring, pricing, etc.), with a pragmatic and results-oriented approach.
    Business Plan Pitch KPI Corporate Finance
  • Muzzo - HR Tech
    Finance Operations and People Manager
    June 2021 - December 2023 (2 years and 6 months)
    Paris, France
    First employee — Reporting directly to founders
    Company growth from 1 to 30+ employees in 2 years

    • Finance & Accounting:Implementation of the invoicing process (1,200+ invoices managed); monthly financial statement monitoring; management of unpaid invoices with 100% collection rate
    • Analysis & Forecasting:Construction of financial forecasts and performance analysis, generating over €30k in savings in one year
    • Treasury & Funding:Treasury management and participation in a fundraising round of +€1M
    • Strategy & Reporting:Contribution to strategic decisions; monthly KPI reporting to investors
    • Operations:Process optimization for 200+ freelancers and 100+ clients
    • People & Culture:Payroll management (30+ employees); implementation of HR processes (onboarding, HR Management); organization of internal events
    Process Optimization Corporate Finance Financial Analysis Fundraising

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Education

  • Master's Degree in Business Management and Digital Transformation - Consulting Major
    emlyon business school
    2019
  • Bachelor's Degree in Business Administration - Finance Major - Full English Program
    emlyon business school
    2018

Skill set

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