Freelancer profile translated to English.

Description

You need to implement a compliance system or strengthen your internal controls - and you don't have the internal resources to do it.

I provide consulting services for the design and implementation of AML/KYC, internal control, and regulatory compliance systems. My experience covers both sides: operational execution on the front line (HSBC, high-risk SME portfolio, sanctions screening, PEP) and supervision on the second line (Carrefour Belgium, RCSA, remediation, SAPIN II).

Usual deliverables: risk mapping, procedures, control matrices, review reports, remediation plans.

I am available in France and Belgium.

Industry field of expertise

Languages

French
Native or bilingual
English
Fluent
Dutch
Basic
Spanish
Conversational

Workplace preferences

Remote only

Primarily works remotely

Carrefour
Internal Controller
RETAIL (LARGE RETAILERS)
September 2024 - Today (1 year and 11 months)
Led 7 risk-based internal control missions.
Assessed control effectiveness against the COSO framework (interviews, control testing, sampling).
Identified control weaknesses and operational inefficiencies, contributing to process improvements.
Root cause analysis and remediation plan follow-up (implementation rate: 80%).
Coordinated risk assessment and RCSA exercises across 15 departments.
Contributed to group and cross-country workshops for the implementation of the Sapin II law.
Sapin II Internal Control COSO RCSA Process Optimization
HSBC
Corporate Relationship Manager
BANKING AND INSURANCE
May 2023 - September 2024 (1 year and 4 months)
Performed KYC, CDD, and EDD checks, including on complex cases.
Identified and reported anomalies within the internal control framework.
Analyzed cases in compliance with risk and control thresholds.
AML / KYC / CDD Expertise Risk Analysis and Management PEP
Tangerine
Bilingual Loan Specialist
BANKING AND INSURANCE
October 2022 - January 2023 (3 months)
Analyzed credit applications based on defined risk criteria.
Verified KYC compliance and internal policies.
AML / KYC / CDD Expertise