Leo Schikhof

• Compliance with QI, FATCA, CRS, DACx requirements

• Building a team of five legal and tax experts in Germany and Austria

• Reporting directly to the CEO/Responsible Officer, highlighting risks and taking countermeasures to mitigate them.

• Regulation of the implementation of the QI compliance program in accordance with contractual obligations with IRS

• Interpretation of legal and regulatory changes, analysis of their impact and collaboration with sales

• Representation of ING DiBa in the Federal Association of German Banks and the Association of Foreign Banks, in various committees

• Identification of potential talents, ensuring continuous staff development

• Throughout my tenure, my team managed to protect the bank from penalties or fines from the tax authorities.

• Providing information to companies (institutional clients, private client business, retail) on issues related to FATCA and CDOT(UK FATCA), both when opening new accounts and as part of a remediation for existing clients.

• Compilation and implementation of FATCA and CDOT training for relationship managers.

• Development of procedures for the retail and private client sector to ensure compliance with FATCA/CDOT in the United Kingdom and other legal systems.

• Lobbying within the CRS Working Group of the British Bankers' Association

Implementation

• In cooperation with relationship managers, the legal department and the operational area, providing information to Northern Trust's clients with a presentation of the tax-related and legal implications of FATCA – approx. 400 institutional investors in the scope.

• Organization of information events and compilation of external communication. Coordination with the British HMRC and other tax authorities.

• An onboarding acceptance of 93% was ensured for customers on July 1, 2014.