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Laure B.LB

Laure B.

Asset Management | Risk Manager | Internal Control

€1,000/day
Paris, FR
8-15 years

Average response time: 1 hour

Freelancer profile translated to English.
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About Laure

15 years of experience in asset management, including 12 years in credit investments (secured and unsecured, non-performing loans - NPL). In July 2023, I decided to create Loan Management Advisory, an asset management consulting firm dedicated to asset management players with a focus on credit.

With an entrepreneurial nature, during my career I actively participated in the creation of Management Companies, worked on obtaining regulatory approvals from the AMF, and supported business development. I also worked on structuring funds and teams. My skills are very cross-functional, my profile is multidisciplinary, covering risk, compliance, and ESG issues as well as investment management and operations. I have in-depth knowledge and experience of the credit and debt market in France and Europe.

I hold a Master's degree in Management specializing in Market Finance from SKEMA Business School, and the Real Estate Finance and Investments Certificate from ESCP Business School. I obtained the AMF and AMF Sustainable Finance certifications and participated in the AMF RCCI training in March 2022. On the ESG side, I hold the CESGA certification from SFAF. Since June 2024, I have also been certified CIF and IOBSP.
  • French

    Native or bilingual

  • English

    Fluent

  • Spanish

    Conversational

Can work on-site
Paris (up to 50km)

Experience

  • Loan Management Advisory
    Senior Advisor - Asset Management
    CONSULTING AND AUDITS
    August 2023 - Today (2 years and 10 months)
    Paris, France
    Example assignments:

    Support and transition assignments towards a regulated activity
    • Support during the approval process with French regulators (ACPR, AMF)
    • Regulatory audits
    • Development of risk control and internal control systems
    • Risk mapping
    • Redesign or development of operational and compliance procedures (GDPR, KYC, AML/CFT, etc.)
    • Permanent controls
    • Periodic controls
    • Outsourced RCCI

    Asset Sales and Fund Liquidation assignments for a Management Company in France
    Portfolio sales management – project management from NDA issuance to deal closing:
    • Creation of teasers and pricing portfolio sales files
    • Organization of Due Diligence & Presentation of Offers to the Investment Committee
    • Negotiation of sale/purchase agreements (Special Purchase Agreement) & closing.
    Fund liquidation and AMF approval withdrawal
    • Steering of all fund stakeholders – overall project management
    • Development and review of liquidation documents
    • Management of the relationship with the AMF for approval withdrawal, development of key documents.

    Deal Advisory assignment on asset portfolios:
    - Sourcing investment opportunities on various types of assets (receivables, real estate, atypical assets, etc.)
    - Support in portfolio valuation
    - Financial, operational, and legal due diligence
    - Drafting of documentation and price offers
    - Negotiation of sale/purchase agreements (Special Purchase Agreement/ SLA).
    Financial Audit Risk Analysis Credit Risk Management Risk Management Tender Management Tender Management Investor Relations Investment Monitoring Asset Sales Sales Management Asset Management Liquidation RCCI Compliance Audit Regulatory Compliance AMF Project Steering Project Coordination Project Management Compliance Internal Control Permanent Control Financial Reporting Regulatory Reporting Contract Negotiation Contract Management
  • Balbec Asset Management
    Vice-President, Fund Manager
    BANKING AND INSURANCE
    June 2012 - July 2023 (11 years and 2 months)
    Paris, France
    Compliance and Internal Control – Delegated RCCI
    Compliance
    • Participation in the development of the risk map and the annual control plan.
    • Management of relations with the Financial Markets Authority (AMF) – update of the activity program, AMF reporting, obtaining approvals, extension of approvals.
    Internal Control
    • Audit Management – steering of auditors and statutory auditors
    • Monitoring of action plans resulting from various audits and internal control, and implementation of dashboards, monitoring of investment guidelines and ratios

    Portfolio Management / Risk Management
    Risk Management
    • Development and review of management contracts with service providers & negotiation of management fees
    • Operational and IT due diligence of service providers – risk assessment, scoring
    • Study and definition of reporting needs, implementation of operational processes
    Portfolio Management
    • Exit Strategy
    • Analysis of portfolio performance and steering of service providers.
    Structuring
    • Creation and implementation of Securitization Funds/REOCO and equivalent SPVs in Europe
    • Liquidation of funds in France and Europe

    Investment Management
    Study of investment opportunities in new products/markets.
    • Response to tenders & participation in Due Diligence
    • Participation in valuation - drafting of IC memos and Price Offers
    • Negotiation of sale/purchase agreements (Special Purchase Agreement) & closing.

    RCCI Regulatory Compliance GDPR Compliance Implementation GDPR Compliance KYC Procedure Writing Procedure Implementation Risk Analysis Internal Audit Credit Risk Risk Management Operational Risks IT Risk Management Project Management Asset Management Debt Collection Debt Purchase Performance Management Investment Private Equity Investment Advisory Client Relations Investor Relations Fundraising Tender Management Contract Negotiation Commercial Negotiation Supplier Negotiation AMF Client Prospecting Permanent Control
  • Rothschild Investment Solutions
    Fund and Operations Manager
    BANKING AND INSURANCE
    May 2009 - May 2012 (3 years and 1 month)
    Paris, France
    Operational Due Diligence
    • Fund analysis according to the Due Diligence process
    • Risk management – assessment of operational risks, scoring

    Operational Control
    • Monitoring and validation of AMF criteria for investments
    • Strengthening of procedures related to operational risk control

    Asset Monitoring
    • Handling and monitoring of investment operations
    • Treasury management and valuation of UCITS
    • Fund hedging and margin call management on derivatives

    Liability Monitoring
    • Control, validation, and monitoring of UCITS subscription/redemption flows and retrocession monitoring
    • Reconciliation of liability movements with the custodian and sales team

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Education

  • Certificate in Real Estate Finance and Investments (CREFI)
    ESCP Business School
    2023
  • International Master in Management, specializing in Market Finance
    SKEMA Business School
    2009

Certifications

  • AMF Certification
    AMF
    2011
    Regulatory Watch RCCI Regulatory Compliance KYC Market Finance Compliance Banking Regulation GDPR Compliance Implementation
  • AMF Sustainable Finance Certification
    AMF
    2023
    ESG Reporting Compliance Audit ESG Sustainable Finance

Skill set

Categories