Krisztina Toth

Team Leadership & Development: Led a 16-member finance team, including professional and disciplinary responsibility.

Financial Statements (HGB/IFRS): Preparation of monthly, quarterly, and annual financial statements.

Process Optimization: Automation & digitalization for efficiency improvement.

Reporting & Analysis: Preparation of financial reports (e.g., P&L, Working Capital, WIP, Intercompany reconciliations).

Taxes: Responsibility for trade tax & corporate tax, liaison with tax advisors/authorities.

External Audits: Main point of contact for auditors & external bodies.

Strategic Collaboration: Financial planning & budgeting with management & departments.

ROE Increase & Pricing Committee: Led and moderated the Pricing Committee at national & international level. Successful implementation of measures led to a sustainable ROE increase to 30% (achieved quarterly).

Financial Reporting: Responsible for monthly reporting according to HGB & IFRS (including sales reports of €220 million/year) to C-level & Group. Result: +5% improvement in the contribution margin.

Strategic Financial Planning: Led forecasts, budget (RWA) & profitability planning (ROE) for a fleet of 130,000 vehicles. Close coordination with stakeholders & department heads.

Cost Optimization: Developed & implemented financial guidelines with a focus on efficiency. Successfully achieved 10% OPEX savings.

Pricing Strategy & Contract Negotiations: Led pricing for new products & models (including subscription models & collaborations with Amazon, Sixt, BYD). Adjusted NBI/ROE models in financing, residual value, service & insurance.

Sales Support & Communication: Strategic partner for sales. Led weekly pricing meetings to manage revenue growth, profitability & market share.

Tool & Reporting Innovation: Introduced automated reporting tools (SaaS) for efficiency improvement & better decision-making.

Team Leadership & Development: Professional & disciplinary leadership of a finance team. Focused on employee development & fostering individual strengths.

• Led financial planning and prepared/optimized relevant financial reports (monthly, quarterly, annual financial statements according to HGB) for internal and external stakeholders at board level.

• Coordinated and prepared the 3-year plan (FP&A), calculated and implemented the annual budget, quarterly forecast, responsible for financial and investment planning.

• Advised management levels and stakeholders on various financial topics.

• Supported the implementation of an ERP system.

• Controlled company and personnel budgets and planning, Project Controlling.

• Supervised and implemented the company's financial audit and the financial department's services.