About Khadijatou
- building scoring and forecasting models
- data analysis to improve decision-making
- performance optimization (risk, churn, KPI)
- data structuring and quality.
French
Native or bilingual
English
Fluent
Experience
- Stellantis Financial ServicesSenior Data Scientist / Decision ConsultantOctober 2015 - Today (10 years and 10 months)Poissy, France
- Development of predictive models (scoring, behavior, recovery) to optimize lending decisions and portfolio performance
- Analysis of complex data and formulation of concrete recommendations to improve decision-making
- Improvement of model performance (stability, discrimination, calibration) in high-stakes environments
- Structuring and controlling data quality to ensure reliable analyses
- Translation of analytical results into understandable insights for business teams and decision-makers
- Contribution to strategic projects in a demanding regulatory context
- Interaction with various stakeholders (business teams, IT, audit, regulators)
- Coaching and mentoring junior profiles on data issues
- BPCEData Analyst / Decision ConsultantOctober 2016 - March 2017 (5 months)Paris, France
- Analysis of predictive model performance to assess their reliability and relevance in decision-making
- Identification of discrepancies between expected and observed results, with recommendations for improvement
- Production of analytical reports to inform business team decisions
- Contribution to model quality and robustness in a high-stakes environment
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Education
- Master 1 and 2 in Applied MathematicsUniversité Paris Dauphine2016Master 1 et 2 en mathématiques appliquées
- Bachelor's degree in Applied MathematicsUniversité Gaston Berger2014Licence en Mathématiques appliquées et