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Karine CharpiatKC

Karine Charpiat

Expert Business Model and Financial Analysis

€600/day
Saintes, FR
15+ years

Average response time: 1 hour

Freelancer profile translated to English.
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About Karine

With 25 years of experience in entrepreneurship development and project innovation, I have acquired solid expertise in financial management and analysis. I excel in creating robust and accurate financial models, having supported numerous companies and startups in their strategic decisions through reliable financial analyses.

Objectives of Financial Modeling:

  • **Forecasting and Planning**: Develop financial projections to anticipate future performance and assess funding needs.
  • **Investment Appraisal**: Analyze the profitability and financial viability of projects and investments.
  • **Performance Analysis**: Measure a company's financial health using key indicators.
  • **Decision Support**: Provide essential analyses to guide strategic decisions.
Whether for a funding request (grant, repayable advance, bank loan...), I am here to share my knowledge and offer you tools adapted to your objectives.
  • French

    Native or bilingual

  • English

    Conversational

  • Spanish

    Conversational

Can work on-site
Saintes (up to 50km), La Rochelle (up to 10km), Angoulême (up to 10km)

Experience

  • Charpiat Conseil
    Consultant Trainer
    December 2010 - Today (15 years and 6 months)
    Saintes, France
    A consulting and training firm specializing in entrepreneurship and more specifically in the development of innovative products or services. I offer a project support method that combines effectuation, design thinking, and Lean Startup. Creating a bridge between Business Model and financial modeling is our main strength.

    **Main Mission**: Support for VSEs and SMEs with industrial or service activities that are entering a decisive new phase of their growth. Participating in the transformation of the company's offering, optimizing its processes, assisting in financing its development, accessing new markets, and digital transformation...
    • Conducting a strategic diagnosis
    • Implementing an action plan
    • Highlighting impacts on the marketing, sales, and financial plan
    • Establishing monitoring and control indicators Some Client References

    **#Entrepreneurship Training**: Business strategy, Market approach, Financial forecasting, Business Plan,...(Ecole des Managers (16, 17, and 86) - GEPSA, University of La Rochelle, EGC Angoulême, Sup T, CCI La Rochelle, CCI Niort, CCI Angoulême - IUMM, STADE ROCHELAIS...)

    **#Business Plan Support**: Coaching entrepreneurs on innovative projects with the goal of verifying the feasibility and viability of their projects. Financial modeling and fundraising... (Incubateur Etincel Poitou Charentes – Incubateur Charente Maritime – CDA de La Rochelle....and numerous companies)

    **#Implementation of Key Indicators and Tools**: Optimization and implementation of Dashboards and highlighting indicators for effective business management, generating and creating reports - Mastery of office tools to facilitate and optimize business management...(CDA La Rochelle, Olympic and Sports Committee, Business and Management School...)
  • CHARENTE BUSINESS SCHOOL
    Trainer - External Speaker
    EDUCATION AND E-LEARNING
    January 2007 - Today (19 years and 5 months)
    Angoulême, France
    Lectures for Bachelor's and Master's degree students:
    - Marketing and Business Model
    - Strategic Diagnosis
    - Financial Management
  • Université de La Rochelle
    Trainer - External Speaker
    EDUCATION AND E-LEARNING
    January 2008 - Today (18 years and 5 months)
    La Rochelle, France
    Speaker for students at the University of La Rochelle to raise awareness and train them in business creation and company knowledge. Bachelor's degrees in Liberal Economics, Master's in GEPI, Professional Bachelor's in Heritage, PhD students,... D2E

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Education

  • DEUG/Bachelor's/Master's in Applied Sciences and Mathematics
    University of Poitiers
    1995
    DEUG/Licence/maitrise, Es Sciences et Maths appliquées
  • MOOC Project Management, Entrepreneurship, and Problem Solving
    Centrale Lille
    2014
    MOOC Gestion de projets, Entrepreneuriat et Résolution de problèmes

Certifications

  • Qualiopi (Formation)
    ATALIA
    2025

Skill set

Categories