Julie Bonnin

Built comprehensive credit models to assess risk, collateral coverage, and optimal loan sizing for structured finance transactions up to $200M, including M&A-related and refinancing deals.

Performed DCF valuations, sensitivity scenarios, and enterprise value bridges to evaluate debt capacity and ensure risk adjusted returns.

Drafted and presented internal credit memos with detailed covenant frameworks, leverage profiles, and liquidity forecasts for approval by senior risk committees. Collaborated with originators and legal teams to structure senior secured revolvers and term loans backed by accounts receivable, inventory, and equipment.

Translated complex financial analysis into clear, client-oriented insights and investment rationales.

Assessed financing structures in relation to market conditions, interest rate environment, and credit spreads.

Tested and documented over 200 internal controls as part of the firm's SOX compliance program, ensuring accuracy and reliability of financial reporting across global operations.

Supported CFO office in preparing reports for NYSE disclosures, providing assurance on the accuracy of financial data used for debt and equity market communications.

Streamlined the certification process, reducing turnaround time by 15%, through automation of control validation templates and better stakeholder coordination.

Analyzed demand trends and competitor data across 12+ markets, improving sales forecast accuracy by 10%.

Developed dynamic pricing models and Power BI dashboards to support revenue optimization and inventory allocation.