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José Manuel García BernatJM

José Manuel García Bernat

MBA | Ex-Santander | Finance & E-commerce

€550/day
Madrid, ES
8-15 years

Average response time: 1 hour

Freelancer profile translated to English.
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About José Manuel

I am a financial consultant with over 9 years of experience combining high-level corporate finance with real-world execution in e-commerce and digital product. My career includes Banco Santander (structuring and executing 20+ complex transactions in Corporate and Investment Banking), an infrastructure debt fund where I led the raising of US$100MM from institutional investors, and 5 years as the founder of my own e-commerce company selling on Amazon, Mercado Libre, and Shopify. I also built ProfitOS, a SaaS platform for marketplace sellers.
I help entrepreneurs, companies, and funds with specific projects such as:
Advanced financial modeling (DCF, LBO, cash flow forecasting)
Business valuation and business plan preparation
Business plans and financial models for capital raising
Finance, unit economics, and KPIs for e-commerce businesses
Shopify store setup, optimization, and integration
Profitability analysis for Amazon and Mercado Libre sellers
Product strategy and business analysis for SaaS
What sets me apart is that I understand both the language of corporate finance (I have presented to global bank Credit and Investment Committees) and the day-to-day operations of an e-commerce seller (I have managed inventory, cash flow, and margins with my own capital at stake). This combination allows me to speak with founders, operators, and investors in their own terms.
MBA from IE Business School. Bilingual Spanish/English. Based in Madrid, available for remote projects.
  • English

    Native or bilingual

  • Spanish

    Native or bilingual

Can work on-site
Madrid (up to 50km)

Experience

  • ISOMAR CAPITAL
    Head of European Operations & Finance
    November 2021 - Today (4 years and 9 months)
    Madrid, Spain
    • • Led capital raising efforts and prepared investor materials to support international expansion across Spain, Portugal, and Italy; gained hands-on GP experience interacting with institutional LPs.
    • • Built financial operations from zero: P&L, annual budgeting, rolling forecasts, scenario analysis, and KPI tracking across three European markets.
    • • Managed relationships with strategic partners and stakeholders, coordinating interactions across internal and external teams.
    Business Plan Financial Modeling
  • ITZJANA (E-COMMERCE)
    Co-Founder & CEO
    September 2020 - December 2025 (5 years and 3 months)
    Mexico City, CDMX, Mexico
    • • Founded and scaled an e-commerce company; managed P&L, financial modeling, supply chain, and a team of 7.
    • • Led financial oversight remotely from Spain for 4+ years, managing multiple workstreams simultaneously under pressure.
  • BEEL INFRASTRUCTURE PARTNERS
    Project Finance & M&A Associate
    April 2019 - September 2020 (1 year and 5 months)
    Mexico City, CDMX, Mexico
    • • Led the fundraising of US$100MM from institutional investors for an infrastructure debt fund — managed investor mapping, outreach, teasers, IMs, and Q&A; engaged directly with family offices, pension funds, and development finance institutions.
    • • Evaluated and performed financial due diligence on 25+ direct investment opportunities in infrastructure and energy (solar, wind, transport), including financial modeling, risk assessment, and valuation.
    • • Prepared and led Investment Committee materials and reporting for senior management and shareholders.
    • • Developed the fund's investment policies, credit processes, and ESG framework (IFC Performance Standards, PRI) to meet institutional LP requirements.
    • • Monitored portfolio investments and supported ongoing asset management, governance, and performance reporting.

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Education

  • MBA
    IE Business School
    MBA
  • Master in Business Administration (MBA)
    IE BUSINESS SCHOOL
    2021
    Master in Business Administration (MBA)

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