Jose Antonio Campa Mosquera

CFO Factor is an external financial management service for SMEs that have outgrown their initial phase and require real financial control, judgment, and structure to make better decisions.

We work with companies that:

Grow without cash control

Make decisions without reliable financial information

Have profit but don't know where the money is going

Are preparing for a sale, partner entry, or restructuring

What we do as an external CFO:

Cash flow control and forecasting

Dashboards and reporting for management

Financial process professionalization

Support for the CEO in strategic decisions

Financial preparation for M&A or financing

How we work:

Recurring relationship (not isolated projects without impact)

Business vision, not just accounting

Focus on cash, profitability, and decision-making

I personally lead the external CFO function and am the direct point of contact with the CEO, ensuring judgment, continuity, and clear responsibility.

CFO Factor is not a financial freelancer.

It is a financial partner for SMEs that need to organize, professionalize, and scale without hiring a full-time CFO.

Company valuation services, buy-side and sell-side support, and tax planning applied to corporate operations.

Financial Director in a growing e-commerce company. Treasury control, management reporting, margin improvement, financial process professionalization, and strategic support to the CEO in expansion and profitability decisions.