Freelancer profile translated to English.

Description

Economist with 38 years of age and over 15 years of experience in the banking sector, specializing in risk management, credit analysis, and data modeling in Excel. My career focuses on carrying out audits and regulatory inspections of financial institutions, combined with external consulting in the technical structuring and feasibility assessment for international business plans.

Languages

English
Native or bilingual

Workplace preferences

Remote only

Primarily works remotely

Superintendencia de las Instituciones del Sector Bancario (SUDEBAN)
Financial Professional IV - Banking Risk Supervision Management
January 2018 - Today (8 years and 5 months)
Madrid, Spain
Evaluate financial models used by banks for the quantification of their exposures to financial risks, through the application of statistical techniques such as: probability distributions, backtesting, histograms, hypothesis testing, and stress testing. Project data using moving averages, Value at Risk (VaR); as well as, ARIMA models and simple or multiple linear regression (econometric). Monitor some economic variables through dashboards: exchange rate, National Consumer Price Index (INPC), monetary base and liquidity, legal reserve requirement, interest rates, among others. Research advances in current legal regulations regarding banking supervision and monetary policy in other Latin American countries.
Business Plan Development Finance Risk Analysis Financial Planning Microsoft Excel
Banesco Banco Universal y BBVA Banco Provincial
Risk and Credit Specialist
October 2010 - January 2018 (7 years and 3 months)
Analyze credit applications by examining financial statements and projecting cash flows. Prepare reports and present them to credit committee members. Formulate prospective indicators.