Freelancer profile translated to English.

Description

Senior Manager in Regulatory & Risk Management with many years of experience in the banking sector. I support banks and asset management companies (KVG) in analyzing, auditing, and further developing their risk management and governance frameworks in compliance with regulatory requirements such as MaRisk and KAMaRisk.

My focus is particularly on Risk Governance, IRRBB, as well as the analysis of risk structures and control systems. Through my experience in auditing, I have in-depth knowledge in evaluating regulatory requirements and in identifying and rectifying regulatory gaps.

I work closely with business units, management, and auditors to develop sustainable and practical solutions for regulatory challenges in the financial sector.

Industry field of expertise

Languages

Spanish
Native or bilingual
English
Fluent
German
Fluent

Workplace preferences

Can work on-site

Frankfurt am Main (up to 50km)

BDO Wirtschaftsprüfungsgesellschaft
Senior Manager
October 2025 - Today (10 months)
• - Leading audit projects in risk management with a focus on market price risk, liquidity risk, and stress testing
• - Analysis and auditing of internal banking procedures for measuring and monitoring significant risks
• - Evaluation of stress tests and their integration into the institutes' risk management
• - Analysis of risk reports and management reports within the scope of regulatory audits
• - Coordination of audit findings with risk controlling, treasury, and management
• - Main point of contact for clients at senior management level; managing communication with business units, risk controlling, and internal audit.
• - Ensuring compliance with regulatory requirements (including MaRisk, KaMaRisk) and application of audit-relevant standards in the banking supervisory context.
MaRisk risk-management Risk Management KAMaRisk Internal Audit
Sparkasse Oberhessen
Risk Manager
January 2023 - September 2025 (2 years and 8 months)
• - Preparation and analysis of risk reports on market price risk (esp. IRRBB) from an economic and normative perspective
• - Preparation of the LSI stress test for market price risk in May 2024
• - Ongoing monitoring of interest rate risks in the investment book (IRRBB) according to MaRisk
• - Execution and plausibility check of stress tests and sensitivity analyses (DCF-based models)
• - Preparation of management reports and risk analyses for internal committees
• - Analysis of the impact of parameter changes on risk measurement
• - Implementation of regulatory requirements in risk controlling
• - Monitoring of early warning indicators according to MaRisk
• - Ensuring data quality in applications for measuring market price risks
• - Implementation of implicit options for the calculation of market price risk, including regression calculation and analysis
• - Risk inventory: Calculation, review, and analysis of the relevance of the following risks from an economic perspective: interest rate risk; real estate risk; spread risk; and equity risk
IRRBB MaRisk Market Price Risk Risk Inventory LSI Stress Test
Deloitte GmbH Wirtschaftsprüfungsgesellschaft
Consultant / Senior Consultant
May 2017 - December 2022 (5 years and 7 months)
• - Advising banks on regulatory issues in risk management
• - Analysis of regulatory requirements and support in their implementation
• - Participation in projects in the areas of reporting, data quality, and risk data management
• - Preparation of reports and analyses for business units and management