Houssam Bounailat

FATCA and CRS tax reporting for the Société Générale France and Monaco Group

● Organization of steering and governance committees

● Creation and monitoring of the reporting campaign schedule

● Single point of contact for all business lines (All group entities for France and Monaco)

● Coordination between business teams, compliance, and BSC teams (FITAX tool manager)

● Technical-functional support on different reporting versions

● Coordination with the team in charge of the annual review (detection of stock clients exceeding reporting thresholds for FATCA and/or CRS)

● Coordination with FATCA/CRS remediation project teams (significant impact on tax reporting)

Product Owner of the creation project for Société De Banque Monaco

● Implementation of a migration plan in close collaboration with source systems

● Monitoring of homologation phases

● Performance of functional tests

● Post-migration monitoring of the "life" of migrated third parties

● Impact study on tax reporting processes

Business Analyst Proxy Product Owner within the FATCA/CRS Remediation project team

● Scoping of business needs and coordination of needs for 5 group brands

● Functional design of innovative solutions to meet regulatory and organizational requirements of different business lines

● Writing of US

● Planning

● Monitoring and participation in functional and banking homologation phases

•Adaptation of BP2S and BNP Group KYC policy to the CERISE application: Organization of Workshops (Compliance, KYC, Client Administration...) and presentation of the most suitable solutions for business requirements

•Implementation of a 360° view of Third Parties: distinction between Clients and indirectly related entities for better screening.

•Improvement of the banking secrecy process with better consideration of local specificities by country.

•Implementation of new consistency checks to improve data quality.

•Closure of IG recommendations aiming to add new processes to the application.

•Implementation of a new process for managing Individuals as part of adaptation to local country requirements.

•Change management:

- User training

- Writing user guides

- Technical-functional support to users

•Production of KPIs

•Migration project:

- Planning definition

- Technical-functional mapping between different applications

•Monitoring of evolution requests with IT Analyst and IT Dev teams (in Lisbon).

General IT Controls (ITGC):

• Review of authorizations and access

• Review of change management processes

• Review of incident management processes

Analysis of accounting data on ACL in the context of statutory audits: scoping of accounts, identification of anomalies.

• Review of accounting entry files (FEC).

• Creation of a simulation tool for tax control of FECs on ACL.

• Review of the anti-money laundering system (ACL).

Risk review in the context of permanent control:

• Risk mapping

• User support during permanent control

• Writing recommendations and follow-up

AMOA mission in banking:

• Requirements gathering

• Writing functional specifications

• Monitoring of evolution requests

• Level 1 and 2 support

• Acceptance and non-regression testing

• User training

• Writing user guides