Freelancer profile translated to English.
Back to original languageAbout Habib
Recently became freelance, I have worked within large groups in the banking sector. With my six years of experience in finance initially and then in the field of electronic payments and payment methods, I have worked in an Agile environment as a Product Owner, carrying out tasks such as backlog management, story writing, and defining product vision.
I also evolved as a Referent for digital payment methods, alternating different methodologies (V-Cycle and Agile) while working with teams on the various phases of the projects I managed (Transfers, Direct Debits, Cards).
French
Native or bilingual
English
Fluent
Remote only
Primarily works remotely
Experience
- La Banque PostalePayment methods consultant - Retail bankBANKING AND INSURANCEOctober 2023 - Today (2 years and 8 months)Paris, FranceWithin the digital transformation department, I held the position of Digital Payments Referent, working on various projects as a leader or contributor.Projects:• International transfer digitalization Lot 1 (individual market)• ISO 20022 (study phase)• In-app provisioning (Apple Pay)• VISA/CB Co-badging (X-Pay)• E-CB (virtual cards)
- Société GénéralePayment methods consultant - Retail bankBANKING AND INSURANCEJanuary 2022 - September 2023 (1 year and 9 months)Paris, FranceWithin the Digital department, I was involved in several major projects for the Professionals and Businesses market, as well as for the Individuals market (Transfers, Direct Debits...).My main mission was on the Direct Debit Dispute project, whose main objective is to allow customers to dispute or oppose direct debits from the BAD and also to limit functional discrepancies with the CDN within the framework of the YOGA project.
- BNP PARIBASRegulatory monitoring consultantBANKING AND INSURANCEJune 2020 - October 2021 (1 year and 4 months)Ile-of-France, France- Analysis of business impacts on Visa and Mastercard regulatory publications across all electronic payment systems- Development of summaries- Focus on business impacts- Monthly reporting of publications and activity
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Education
- Master's degree, Electronic payments and secure transactionsENSICAEN - National Institute of Applied Sciences and Technology. Public Engineering School and Research Center.2019Master's degree, Monétique et transactions sécurisées
- Master of BusinessEcole de Management de Normandie2015Master of Business Administration (M.B.A.), Accounting and Finance