Gabriel Hababou

Project Manager - Settlement Bank Change

Managed the scoping of the change of representation/settlement bank from CASA to CACIB on the various clearing/settlement systems (STET, ABE, Target2, T2S) for the Crédit Agricole Group

- Gathering business and operational needs

- Study and validation of existing, transitional, and target processes

- Study and planning of required administrative formalities

- Participation in workshops with industry bodies

- Study of different migration scenarios and validation of the preferred scenario for each system

- Definition of the testing and homologation strategy

- Coordination with the T2/T2S consolidation project

Managed the implementation for STET CORE, STET SEPA, and ABE STEP2

- Monitoring and coordination of developments and testing

- Homologation with industry systems

Project Manager - Instant Payments Corporate & FI Clients

Managed the implementation of the SCT Inst product for corporate clients

- Development and monitoring of the project plan (scheduling and work breakdown, budget, risks, staffing)

- Facilitation of steering committees (COPRO and COPIL)

- Coordination of different contributors and dependencies

- Management and monitoring of IT implementation (development of new 24/7/365 applications, integration with external program applications: CAPS, WSO2, AML, etc.)

- Completion of administrative formalities with industry bodies

- Definition of deployment scenarios

- Definition and implementation of the testing strategy

- Participation in internal go-to-market formalities: NAP, committees

Managed the scoping of the SCT Inst product for financial institution clients: gathering business and operational needs, target process definition workshops, IT impact study, and report.

Stream Lead Instant Payments

Crédit Agricole CIB | 8 months

- Managed the scoping of the SCT Inst product for corporate clients

- Participated in the development and gathering of business and operational needs

- Defined target operational processes and models, particularly impacted by real-time and 24/7/365 operations

- Participated in the development of customer journeys and client API exchange formats

- Organized workshops necessary for the IT impact study

- Studied different implementation scenarios (integration of an external solution vs. internal developments)

- Collected associated costs and planning

- Validated the target architecture in conjunction with internal partners (CAPS)

- Presented in steering committees (COPRO and COPIL) for validation and integration into a global program roadmap

PMO for a Cash Management Offer, IT System, and Process Overhaul Program

Crédit Agricole CIB | 20 months

- Multi-year program including 6 projects, 5 countries, 200 staff, €80M

- Managed a team of 4 people

- Roadmap monitoring (schedule tracking, implementation of an automated progress reporting tool)

- Scope monitoring (change request management)

- Staffing monitoring (ramp-up, turnover, new requests)

- Multi-year budget monitoring (consumed, forecast, IT and business staff, software and hardware)

- Contribution and participation in steering committees (COPRO and COPIL)

Lead Payments Workgroup

Internal work | 14 months

- Market watch, training, offer definition, external publications

- External publication "Biometrics applied to payments: are you ready?"

Project Manager - Talk to Pay Implementation

La Banque Postale | 4 years

- Scoped the need and implemented a PoC for voice biometrics authentication

- Scoped the need and implemented an experiment to use voice biometrics to secure card-not-present payments by generating a unique dynamic cryptogram for each transaction

- Defined customer enrollment and authentication/payment journeys

- Participated in the development of the CNIL authorization request for biometric data processing

- Participated in the integration on the Transactis SAE (specifications, installation, testing strategy, homologation)

- Defined and monitored KPIs, analyzed customer feedback

- Defined the necessary work for go-to-market

- Defined needs, specifications, and necessary developments

- Monitored the target integration project with external partners (Worldline)

Project Manager - Experimentation for securing online banking with voice biometrics

LCL | 12 months

- Scoped the need and customer journeys for:

- User enrollment in the voice biometrics authentication method

- Accessing online banking via voice biometrics authentication

- Integrated the solution into LCL's IT system

- Participated in the development of the CNIL authorization request for biometric data processing

- Identified/monitored KPIs during the experiment

Provided an analysis of the regulatory impacts of 2 international card schemes

Natixis Payments Solutions/La Banque Postale | 4 years

- Analyzed monthly MasterCard and Visa evolutions in various card scheme areas (issuing/acquiring/terminal/cross-functional)

- Provided monthly restitution of impact analysis for French client banks

- Organized a quarterly committee for exchange and review of major evolutions

Project Manager - Engineering & Implementation

BNP-Paribas | 9 months

Implemented and monitored card scheme projects (Corporate Cards, Monéo) and Cash Pooling