About François
French
Native or bilingual
English
Fluent
Experience
- LCLQuantitative Engineer in Credit RiskSeptember 2024 - September 2025 (1 year)94800 Villejuif, FranceDesign and automation of a system to anticipate credit risk deterioration, using statistical methods (regression, Random Forest) and processing large volumes of data in SQL (70 million individuals), with the creation of indicators and metrics (Probability of Default degradation). The project involved creating behavioral and financial indicators (payment delays, exposure variations, liquidity ratios, Probability of Default evolution) as well as implementing performance and stability metrics (AUC, KS, PSI) to track Probability of Default (PD) degradation over time and optimize operational alert thresholds.
- Ministère de l'Economie et des FinancesEconomist StatisticianSeptember 2023 - March 2024 (6 months)Bercy, Paris, FranceAutomated development of an interactive dashboard to assess the impact of the "France 2030" plan (€54 billion) on business performance and resilience, integrating statistical analyses (trends, cross-correlations, sectoral segmentation) and an optimized pipeline for processing massive data in R and Excel.
- Ministère de la transition écologiqueStatisticianApril 2023 - August 2023 (4 months)La Défense, FranceApplication of unsupervised classification methods (HAC, K-means) to establish a socio-economic typology of territories. Integration of multidimensional analysis approaches (PCA, MCA, ACM) and correlation tests (Pearson, Kendall, Cramer, Kruskal-Wallis) to optimize the interpretation of territorial dynamics.
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Education
- Master 2Université Paris Panthéon-Assas2025Master 2
- Master 1Université Lyon 22023Master 1