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Fouad KhamoussFK

Fouad Khamouss

Outsourced CFO | Working Capital | Cash Management

€490/day
Chartres, FR
8-15 years

Average response time: 1 hour

Freelancer profile translated to English.
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About Fouad

🎯 Need visibility on your cash flow? Your company generates revenue but always lacks cash?

Graduated from two RNCP Level 7 (Master's degree) certifications in Financial Engineering and Business Unit Management.

With experience in a demanding environment (Solvay Finance Luxembourg, proprietary financial portfolio management), I act as an outsourced CFO and financial consultant for SME and ETI leaders.

Through Financial Flow Intelligence, I bring the rigor of large corporations to your local agility.

🎯 Flash Cash Flow Diagnosis — €490 excl. tax

Delivered in 5 business days

What I do specifically:

I analyze your last 6 months of financial data to precisely identify why your cash flow is tight despite correct revenue.

What you receive:

• 6-month cash flow analysis (bank statements, receivables, supplier debts).
• Calculation of your actual working capital and identification of the 3 main cash leaks.
• A personalized Excel dashboard — ready to use, updated in 10 min/month.
• A synthetic 5-8 page report: status report + 3 priority actions with estimated financial impact.
• 30min video call: I explain everything, I answer your questions.

Real value of this diagnosis:

The identified actions generally allow for the recovery of €2,000 to €15,000 in liquidity over the following 3 months (reduction of customer payment terms, working capital optimization, anticipation of outflows).

My intervention at €490 pays for itself with the first action implemented.

What this diagnosis is not:

It is not a complete accounting audit or a financing plan. It is a quick decision-making tool to know where to act first.

Prerequisites:

You provide me with your bank statements for the last 6 months + aged receivables/payables balance. I'll do the rest.
  • French

    Native or bilingual

  • English

    Fluent

Remote only
Primarily works remotely

Experience

  • Financial Flow Intelligence
    Founder & Senior Finance Consultant
    March 2026 - Today (5 months)
    28000 Chartres, France
    I support SME and ETI leaders in securing their growth and optimizing their financial performance.
    • - Audit Support: Compliance and preparation for legal controls or audits.
    Corporate Finance Cash Management Financial Analysis and Reporting Financial Audit & Diagnosis Working Capital Optimization
  • Independant Trader Trader Indépendant
    Cash Flow Analyst
    January 2017 - January 2026 (9 years)
    • - Operational Discipline: Daily pre-market analysis and execution of trading strategies on Futures contracts (Indices/Currencies/US Treasury Bonds).
    Institutional Analysis: Identification of trading algorithm and bank intervention zones to anticipate liquidity reversals.

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Education

  • RNCP Level 7 Expert in Financial Engineering Master's degree
    ESG Finance Paris
    2025
    - Pilotage du système de reporting financier. - Gestion des mécanismes de financement à court et moyen terme. - Évaluation d’un projet d’investissement. - Gestion de portefeuille d’actifs financiers. - Établissement de la stratégie de financement à long terme d’une organisation.
  • RNCP Level 7 Business Unit Manager Master's degree
    ESG Paris
    2026
    - Élaboration et pilotage de la stratégie commerciale. - Gestion du budget et pilotage de la performance commerciale. - Pilotage du business développement - Stratégie innovante de management de l’équipe commerciale. - Management de projets de transformation.

Certifications

  • Expert in Business Management
    Studi Paris
    2026

Skill set

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