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Florentina MarnaFM

Florentina Marna

AMO / Business Analyst Insurance IARD

€550/day
Bordeaux, FR
8-15 years

Average response time: 1 hour

Freelancer profile translated to English.
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About Florentina

AMOA / Business Analyst consultant specializing in IARD insurance, I support insurers, expert firms, brokers, mutuals, and insurtech players in their transformation projects, optimization of claims processes, and evolution of business tools.

My strength: a rare dual expertise.

On one hand, 12 years of field experience in property damage claims: home, professional, buildings, water damage, fire, storm, natural disasters, theft, liability, legal protection. I have managed, reviewed, and supervised complex, sensitive, and multi-party files, with a concrete understanding of business constraints, conventions, user pain points, and client expectations.

On the other hand, a true project and digital culture developed through my entrepreneurial activity: structuring user journeys, UX, automation, no-code tools, functional writing, prioritization, product logic, and continuous improvement.

What I can do for you:

→ Gathering, analysis, and formalization of claims business needs

→ Writing functional specifications, user stories, statements of work, and scoping documents

→ Interface between business teams, MOA, MOE, product, IT, and end-users

→ Preparation and management of business acceptance testing: test cases, test plans, anomaly qualification

→ Optimization of claims processes, user journeys, deliverable quality, and operational pain points

→ Change management support: documentation, workshops, user guides, harmonization of practices

I primarily work on topics related to IARD claims, property damage, compensation, claims management tools, insurer extranets, customer journeys, and digital transformation in the insurance industry.

I don't just bring a theoretical AMOA perspective: I know the field, the cases, the emergencies, the operational constraints.
  • French

    Native or bilingual

  • English

    Conversational

Can work on-site
Bordeaux (up to 30km)

Experience

  • Majoliepeau
    Founder — Digital & Product Project
    January 2025 - Today (1 year and 7 months)
    Creation and development of a digital ecosystem around skincare education: website, content, programs, user journeys, and automation.

    Analysis of user needs, structuring of offers, design of journeys, prioritization of features, and continuous improvement of the user experience.

    Implementation of no-code tools and automation: Airtable, Make, AI API, Brevo, Klaviyo, Shopify, Systeme.io.

    Development of a community of 18,000+ subscribers and creation of SEO, email, and social media content.

    Transferable skills in AMOA / Business Analysis: needs scoping, user journeys, specifications, prioritization, acceptance testing, documentation, process optimization.
  • arc consulting
    Supervisor / Technical Reviewer IARD Claims
    BANKING AND INSURANCE
    January 2024 - February 2026 (2 years and 1 month)
    Le Tampon, Réunion
    Remote freelance mission supporting an IARD expert firm.

    Technical review and validation of expert reports before transmission to clients.

    Support for field experts on complex cases: warranty analysis, costing, technical argumentation, and quality of conclusions.

    Contribution to the harmonization of practices, quality of deliverables, and technical position security.

    Skills used: IARD claims management, technical review, compliance, deliverable quality, business analysis, user support, documentation.
  • Stelliant
    Insurance Expert / Technical Referent
    BANKING AND INSURANCE
    September 2020 - December 2024 (4 years and 3 months)
    Colombes, France
    Management of a property damage claims portfolio up to €200,000: home, professional, buildings, water damage, fire, storm, natural disasters, theft, liability, legal protection.

    Analysis of warranties, damage assessment, costing, writing of technical reports, and coordination with insurers, brokers, managing agents, policyholders, and sensitive stakeholders.

    Takeover and management of outgoing experts' portfolios: service continuity, emergency management, claims prioritization, and response to client requests.

    Supervision, review, and coaching of junior experts: securing conclusions, harmonizing practices, and improving the quality of deliverables.

    Skills used: IARD insurance, claims management, business functional analysis, client relations, multi-stakeholder coordination, compliance, quality, reporting.
    Risk analysis Claims management Report writing Training Sensitive case management

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