Flor Chu Morales, Financial Coaching for Families and SMEs

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Description

I help freelancers and small businesses understand their numbers, improve their profitability, and make decisions with greater confidence through clear and practical financial management.

*,My goal is to make finance understandable and accessible, offering practical solutions tailored to the real needs of each client.

Languages

Spanish
Native or bilingual
English
Basic
French
Basic

Workplace preferences

Can work on-site

Zaragoza (up to 50km)

EL CACHIRULO
FINANCIAL ADMINISTRATIVE ASSISTANT
RESTAURANTS AND FOOD SERVICE
January 2024 - Today (2 years and 6 months)
Zaragoza, Spain
• Comprehensive accounting management and daily bank reconciliation.
• Reduction of the average collection period by 50%, increasing operational liquidity.
• Monitoring and follow-up of collections, claims, and incident management.
• Administrative customer management, invoicing, and coordination with sales teams.
Cost Control Invoicing Client Management Supplier Management
ALPAGA LE MONDE SARL
FINANCIAL DIRECTOR & OWNER
E-COMMERCE
January 2019 - January 2023 (4 years)
France
• Financial management and business control: clients, suppliers, and invoicing.
• Implementation of commercial strategy, digital marketing, and results analysis.
• Budget control, financial reporting, and strategic decision-making.
Sales Cost Control Marketing
TRANGOWORLD SA
SENIOR FINANCIAL ANALYST
RETAIL (LARGE RETAILERS)
January 2008 - January 2019 (11 years)
Zaragoza, Spain
• Accounting analysis, preparation of financial reports and dashboards.
• Bank negotiation with a reduction of over €30,000 in financial expenses.
• Comprehensive supplier management: orders, invoice control, and negotiation.
• Operations follow-up, administrative control, and high-volume customer service.
• Coordination with operational and commercial departments for workflow optimization.

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Signup to reveal

MBA
Columbus Business School IBS
2009
MBA
Artificial Intelligence applied to the professional environment
University of Piura
2001
Inteligencia Artificial aplicada al entorno profesional

Management Consultant