Fernando Jose Ferraz

I am a reliable and detail-oriented Bookkeeping and Accounting professional with hands-on experience supporting small and medium-sized businesses in the UK. I have recently completed practical training in bookkeeping and payroll, where I worked with real business cases and accounting systems to ensure accurate, compliant, and well-organised financial records.

I work confidently with Xero, Intuit QuickBooks, Sage 50, and Excel, handling day-to-day bookkeeping tasks such as customer and supplier entries, bank reconciliations, invoice processing, and expense tracking. I support accounts payable and receivable, ensuring transactions are recorded accurately and on time, and that discrepancies are quickly identified and resolved.

I have practical experience with UK VAT, including preparing records, supporting VAT returns, and ensuring compliance with HMRC requirements. I also assist with payroll processing, maintaining accurate employee records and supporting statutory calculations in line with UK regulations.

With a background in economics and accounting, I bring strong numerical skills, attention to detail, and a clear understanding of how financial data supports business decision-making. I am comfortable working independently or as part of a finance team, meeting deadlines, and communicating clearly with clients and stakeholders.

I am particularly well-suited to:

Small businesses and startups needing reliable bookkeeping support

Companies migrating or maintaining accounts in Xero, QuickBooks, or Sage

Freelancers and SMEs seeking VAT-ready and payroll-ready records

My approach is structured, confidential, and client-focused, ensuring your financial records are accurate, compliant, and easy to understand.