Freelancer profile translated to English.
Back to original languageAbout Fatima-Ezzahra
Expert in financial security and banking compliance (AML/KYC/Sanctions), I have been supporting leading financial institutions for over 10 years on critical issues of risk management and regulatory compliance.
I provide advisory and operational support in complex environments, with significant exposure to sensitive topics (international sanctions, high-risk clients, atypical transactions).
🎯 Areas of Expertise
🔍 AML/CFT Measures
🌍 International Sanctions & Embargoes
📊 KYC / Due Diligence (CDD / EDD)
⚠️ Analysis of Sensitive Transactions & Alerts
🧭 Compliance Advisory & Decision Making
🏗️ Optimization of Control Measures
💼 Key Interventions:
- Management of critical files with high regulatory stakes (MSCQ, waivers, complex transactions)
- Strategic advice to business lines and management on non-compliance risks
- Coordination of multiple stakeholders (Compliance, Risk, Legal, Operations) in demanding environments
- Contribution to transformation projects and improvements of financial security measures
- Training and skill development for teams
🚀 Added Value
I bring an approach that is both:
- Strategic → global vision of risks and regulatory issues
- Operational → ability to intervene quickly on critical subjects
- Pragmatic → secure the business without blocking it
🤝 Types of Engagements
- KYC Compliance / Remediation
- AML/KYC
- Analysis of sensitive cases (PEP, sanctions, atypical transactions)
- Compliance & Risk Management Advisory
- Review and optimization of compliance processes
French
Native or bilingual
English
Fluent
Arabic
Native or bilingual
Can work on-site
Paris (up to 50km)
Experience
- BNP ParibasCompliance Officer - Advisory - Financial Security | Sanctions & EmbargoesBANKING AND INSURANCEMarch 2021 - Today (5 years and 3 months)Paris, France
- Advise business lines and functions on Financial Security issues (Sanctions, embargoes, KYC, transactions)
- Manage sensitive cases (MSCQ, waivers, Compliance decisions) based on risk criticality and regulatory stakes
- Supervise and secure complex international transactions, analyzing and mitigating non-compliance risks
- Detect, analyze, and escalate suspicious transactions and critical sanction risks to senior management
- Contribute to governance bodies (KYC / transactional committees) and support decision-making
- Orchestrate coordination of global teams (Compliance, Risk, Legal, Operations, GFS) to align decisions and enhance the effectiveness of the control framework
- Contribute to transformation projects and continuous improvement initiatives for the Financial Security framework
- Deploy training actions and support teams to sustainably strengthen compliance culture within the group
- BNP ParibasAML/CFT Compliance OfficerBANKING AND INSURANCESeptember 2016 - March 2021 (4 years and 6 months)Paris, France
- Assess money laundering and terrorist financing risks, ensuring compliance with regulations (sanctions, embargoes)
- Monitor and analyze customer transactions and behaviors to detect unusual activities and warning signs
- Investigate sensitive transactions (high-risk countries, unusual flows, cash deposits) and qualify associated risks
- Analyze alerts related to politically exposed persons (PEPs) and financial sanctions using specialized tools (Fircosoft, Factiva, Vigilance)
- Process and track transactions filtered by Compliance, assessing risk from a customer relationship perspective
- Detect, analyze, and escalate suspicious transactions in collaboration with Compliance teams
- Contribute to the continuous improvement of processes and the harmonization of practices within the department. Train and support new employees (10 people) on Financial Security issues
- BNP ParibasDue Diligence Officer – Financial Security - KYCBANKING AND INSURANCEDecember 2015 - September 2016 (9 months)Paris, France
- Secure the customer onboarding process by ensuring the completeness, consistency, and reliability of KYC data
- Coordinate the collection of supporting documents in liaison with commercial teams, support functions, and clients
- Assess customer risk profile (CDD/EDD) and define the associated vigilance level
- Manage periodic and event-driven KYC reviews in compliance with regulatory requirements and internal policies
- Detect, analyze, and escalate anomalies and warning signs (AML/CFT, documentary inconsistencies, country/sector risks)
- Ensure the quality, traceability, and updating of KYC files in dedicated tools
- Coordinate the preparation of KYC files with commercial teams and facilitate their validation by Compliance, especially for complex and sensitive cases
- Contribute to the continuous improvement of KYC processes and the optimization of processing times
Recommendations
Be the first to recommend Fatima-Ezzahra
Help this freelancer shine by sharing your experience working together.
These freelancer profiles also match your criteria
Agatha Frydrych
Backend Java Software Engineer
4.7
(3)
2
Baptiste Duhen
Fullstack developer
4.6
(4)
5
Amed Hamou
Senior Lead Developer
4
(2)
7
Audrey Champion
Web developer
4.3
(3)
4
Education
- Master 2 in Banking & FinanceIAE de Saint Etienne2015Commercialisation, analyse financière, conformité, réglementation bancaire, Mathématiques financières, contrôle de gestion, audit, analyse statistique.
Certifications
- IFSCOBNP Paribas (internal)2022
Skill set
Categories
- Other