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Emre YildirimEY

Emre Yildirim

Payments & Card Schemes Consultant

€350/day
Lieusaint, FR
3-7 years

Average response time: 1 hour

Freelancer profile translated to English.
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About Emre

A professional in banking and financial operations with several years of experience in managing and controlling payment flows, bank reconciliation, card schemes, and operational process improvement.
I have had the opportunity to work in demanding environments such as Nickel, Lemonway, and Qonto, which has allowed me to develop strong rigor, an excellent understanding of processing chains, and the ability to collaborate effectively with multidisciplinary teams (finance, compliance, IT, cash management).

My role has always been to ensure the reliability and traceability of financial operations: monitoring SEPA, SWIFT, and international payments, resolving anomalies, daily account reconciliation, justifying discrepancies, reporting, and updating internal procedures.
I particularly appreciate roles that combine analysis, precision, and coordination, as they allow for direct contribution to the security and performance of operations.

Accustomed to working in agile and technological structures, I am proficient in back-office tools, advanced Excel, automated accounting reconciliations, as well as payment and treasury environments.

Areas of intervention:

Financial flow management and control

Bank reconciliation & reconciliations

SEPA / SWIFT payment processing

Cash management and treasury operations

Procedure improvement and operational quality

What I offer:
Rigorously structured interventions, respecting deadlines and quality standards, with a focus on reliability, collaboration, and continuous improvement.

Based in Lieusaint (77) – available for missions in Île-de-France or remotely.
  • French

    Native or bilingual

  • Turkish

    Native or bilingual

  • English

    Conversational

Can work on-site
Lieusaint (up to 50km)

Experience

  • Qonto
    Reconciliation/Control Officer
    BANKING AND INSURANCE
    August 2025 - September 2025 (1 month)
    Paris, France
    • Ensure daily monitoring of financial flows (incoming and outgoing payments, transfers, direct debits, cards)
    • Perform bank reconciliations between internal systems and partner bank statements
    • Identify, analyze, resolve, and justify discrepancies found during reconciliations
    • Implement and execute level 1 controls on financial operations
    • Contribute to maintaining the reliability and accuracy of financial data
    • Collaborate with various teams and service providers to correct discrepancies
    • Participate in the creation and updating of internal procedures to enhance the quality and compliance of operations
    SEPA Bank reconciliation Reconciliation Instant Payment Procedure Writing
  • Lemonway
    Payment Processing Officer
    April 2025 - July 2025 (3 months)
    • Ensure daily processing of payment operations (incoming bank transfers, check deposits, SEPA direct debits, outgoing transfer rejections, etc.)
    • Ensure daily reconciliation of transactions by card and other digital payment methods (iDeal, Sofort, MBWAY, MULTIBANCO, etc.) – Identify discrepancies and/or resolve reconciliation incidents
    • Prepare monthly key performance indicators (KPIs) and perform ad-hoc analyses
    • Participate in audits, both internal and external
    • Improve and automate existing processes and procedures
    • Respond to customer inquiries related to payment processing and payment methods
    Payment Methods Bank reconciliation Procedure Writing KPI Customer Relations
  • Nickel
    Operations Control Officer
    BANKING AND INSURANCE
    October 2022 - March 2025 (2 years and 5 months)
    Charenton-le-Pont, France
    • Perform daily accounting reporting on SEPA, Card Schemes, Instant Transfers, and Checks for each country (France, Spain, Belgium, Portugal, and Germany)
    • Process operations related to POS transactions (authorizations, rejections, technical incidents) and monitor card scheme anomalies
    • Verify bank reconciliation of internal and client accounts
    • Identify, analyze, and regularize accounting suspense items
    • Handle customer/retailer complaints related to accounting issues
    • Participate in various projects related to the department's activity (Instant Transfers, Automation of regularizations)
    • Write accounting procedures and operating methods
    • Create and track incidents with an accounting impact
    SEPA Instant Payment Bank reconciliation Procedure Writing Customer Relations

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Education

  • Master of Science in Banking Digitalization and Financial Management
    INSEEC MSc & MBA PARIS
    2022
  • Economics Degree
    UNIVERSITE PARIS-NANTERRE
    2020

Skill set

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