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Dušan KrovinovičDK

Dušan Krovinovič

Principal Architect | Insurance, Trading & AI

€550/day
Ljubljana, SI
15+ years

Average response time: 1 hour

About Dušan

I bridge legacy insurance DNA and modern cloud engineering. With 30 years of experience from writing COBOL to leading as a CIO - I deliver production-grade Python, C#, and Azure systems for regulated industries where precision is non-negotiable.

Core expertise:

- Insurance: core policy administration (Amarta/FIS), the C# regulatory framework behind Solvency II / IFRS 17 applications, claims, premiums, reinsurance and commissions - supporting 100,000+ life policies, with actuarial calculations implemented by the actuarial teams.

- Energy & trading: production Python platforms for energy trading and risk (gas, futures, mark-to-market, P&L, risk limits), industrial IoT and real-time telemetry, and ML forecasting at scale.

- Modern engineering: high-performance Python (FastAPI), C#/.NET, Azure (AKS), event-driven architectures, and agentic AI.

Typical engagements:
- Modernizing legacy policy-admin and regulatory-reporting platforms
- Architecting AI-native backends and energy optimization platforms
- Fractional CTO: strategy → architecture → code

B2B via Elysian Systems d.o.o. | Remote EU-wide
  • Slovenian

    Native or bilingual

  • English

    Fluent

Remote only
Primarily works remotely

Experience

  • Kolektor sETup
    Chief Architect & SUVI (Information Security) Lead
    ENERGY AND UTILITIES
    January 2025 - Today (1 year and 7 months)
    Ljubljana, Slovenia
    • Designed Azure microservices architecture for real-time energy monitoring
    • Built predictive energy management pipelines using ML and IoT data
    • Processed 100K+ sensor readings/day with high availability systems
    • Implemented automation frameworks and event-driven ETL pipelines
    • Lead SUVI (information security) governance and controls

    Tech: Python, Azure, IoT Hub, Event Hub, Kubernetes
    Microsoft Azure Python Microservices Event-driven architecture Kubernetes
  • Elysian Systems
    Founder & CEO / Principal Architect
    DIGITAL AND IT
    January 2025 - Today (1 year and 7 months)
    Ljubljana, Slovenia
    Independent B2B technology practice since 2010, incorporated as Elysian Systems d.o.o. in 2025. Production architecture and senior engineering for insurance, energy, trading and AI systems.

    • Solvency II / IFRS 17 regulatory framework: C# framework foundation (originally designed 2010) underpinning regulatory applications; actuarial calculations by the actuarial teams

    • Energy trading & risk platform: Python: gas/futures, hedging, mark-to-market, P&L, risk limits, end to end
    • ML platform for energy forecasting: full model lifecycle across 200+ models and ~2M predictions/year
    • Adaptive agentic AI: multi-LLM orchestration with cost-aware routing and episodic vector memory
    • Real-time / RL demonstrator: a reinforcement-learning trading system (recurrent PPO) showcasing real-time and risk-control engineering

    Tech: Python, C#/.NET, FastAPI, Azure, Kubernetes, PostgreSQL, Docker
    Python Microsoft Azure FastAPI PostgreSQL
  • Generali Slovenija
    Lead Solutions Architect - Core Policy Admin & Regulatory Framework
    BANKING AND INSURANCE
    April 2016 - Today (10 years and 4 months)
    Ljubljana, Slovenia
    Long-term B2B engagement (2016–Present) — architecting and evolving the core life insurance policy administration system and regulatory-framework foundation for Generali Slovenia. Actuarial calculations are implemented by the actuarial teams; I own the platform, the engines, and the regulatory framework around them.

    POLICY ADMINISTRATION & NEW BUSINESS
    - Core life administration on the Amarta/FIS (SunGard) platform, supporting 100,000+ policies across traditional, unit-linked, annuity, endowment and risk products
    - Automated policy issuance and an underwriting rules engine with risk-assessment logic

    PREMIUM SYSTEMS
    - Premium calculation engines across life, pension and health product lines
    - Automated recurring premium processing, allocation and reconciliation

    CLAIMS
    - Claims processing workflows — death benefits, maturity, surrender values — with validation and fraud checks

    REINSURANCE & COMMISSIONS
    - Reinsurance processing (quota share, surplus): premiums, recoveries, bordereaux, receivables/payables reconciliation
    - Multi-tier commission engine for agents and brokers, tied to premium collection and policy persistence

    REGULATORY FRAMEWORK (SOLVENCY II / IFRS 17)
    - C# framework foundation and reporting pipelines on which the actuarial teams implement their calculation logic
    - QRT and capital-adequacy reporting framework

    DATABASE & PERFORMANCE
    - Insurance data models (policy admin, claims, premiums, reinsurance)
    - High-volume Oracle optimization for millions of transactions

    Tech: PL/SQL (expert), Python, Java, C#, Oracle, Amarta Platform (SunGard/FIS)
    PL/SQL Python Java Oracle Amarta Platform

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Education

  • Bachelor degree in Electrical Engineering
    Faculty of Electrical Engineering
    1995
    Bachelor degree in Electrical Engineering
  • Gustav Käser leadership training
    Gustav Käser International
    2016
    Gustav Käser leadership training

Skill set

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