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Djiby SowDS

Djiby Sow

Actuary & Data Scientist & Data Analyst

€700/day
Paris, FR
15+ years
Python
Machine learning
MySQL
Data visualisation
Deep Learning

Average response time: 1 hour

Freelancer profile translated to English.
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About Djiby

Actuary Manager with over 19 years of experience in the life insurance sector. I have developed strong expertise with major players such as Groupe IRCEM and CNP Assurances, Mutex Assurances. I bring my technical expertise and in-depth knowledge of life insurance issues to your actuarial projects.
In addition, my curiosity and passion for the world of data have led me to undertake very diverse missions in data science and data analysis.

  • French

    Native or bilingual

Can work on-site
Paris (up to 50km)

Experience

  • IRCEM
    Data Scientist & Data Analyst
    BANKING AND INSURANCE
    August 2020 - December 2024 (4 years and 4 months)
    Roubaix, France
    Design and implementation of a quote conversion algorithm
    One of the objectives of this project is to predict whether a prospect will subscribe to a contract given a quote. To do this, it is necessary to implement a reliable predictive model that will estimate the conversion rate of quotes.
    The improvement of the subscription rate for funeral contracts is the main objective of this model.
    Skills:
    • Data Science,
    • Machine Learning,
    • Azure DataBricks,
    • Python, PySpark, SQL.

    **Fraud Project**:

    The objective was to audit Fraud within the Ircem Group to draw conclusions and make recommendations.
    An evaluation of the performance of the Machine Learning model that has been in place since 2018 for fraud detection was also carried out. The objective of this evaluation was to identify the weaknesses and strengths of the algorithm and provide recommendations for improvement.
    Skills:
    • Data Science, Machine Learning,
    • PowerBI,
    • Azure DataBricks,
    • Python, PySpark, SQL.

    **Churn Project**:

    The objective is to be able to anticipate this churn, i.e., to be able to predict which clients are at risk (client departure) in order to initiate targeted actions and thus reverse the trend.
  • IRCEM
    Manager-Actuary-Data Scientist
    BANKING AND INSURANCE
    April 2016 - January 2021 (4 years and 9 months)
    Roubaix, France
    (Supervision of a Team of 6 People, Provident and Health):

    1- Inventory work in French Standards - Perform quarterly inventory work (gross technical accounts and cession).
    2- Work related to Solvency 2 - Perform SII work related to the calculation of Best Estimates, SCR, MCR and regulatory reporting (QRT).
    3- Underwriting and profitability study
    4-Modeling
    5- Various work
    • Prepare result analysis files and all necessary reporting for internal and external use (actuarial function report, underwriting policy, reinsurance, RSR, SFCR…)
  • CNP Assurances
    Actuary
    BANKING AND INSURANCE
    October 2011 - April 2016 (4 years and 6 months)
    Paris, France
    Collective Retirement (Euro/UC Savings, Supplementary Retirement (Article 39, Article 83, Article 82, Perco, IFC) from CNP:
    • Establishment and analysis of social accounts for ERC products,
    - Evaluate and monitor portfolio profitability (PNA, RBE, TRI, capital costs): analysis of modeling optimization levers in conjunction with risk departments.
    • Calculation and proposal of bonus rates on the monitored contracts.
    • Preparation of Client Accounts
    • Contribute to the development and updating of the proper application of the underwriting policy, in collaboration with the Legal, Technical, and Risk Departments.
    • Analysis and response to client requests relayed by sales teams on certain specific large accounts (contractual requests and studies).
    • Calculation of Embedded Value (MCEV)
    • Calculation of BE and SCRs within the framework of "Solvency II"
    • Asset/Liability studies on L441 schemes
    • Preparation of appropriate responses to calls for tender within the framework of the transfer to the Commitments Committee with the Development Department, ensuring the technical balance and profitability of the proposed solutions.
Check out Djiby's experience

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Education

  • TensorFlow Certification for Machine Learning
    2024
    Certification TensorFlow pour l'apprentissage automatique
  • Specialized Master's in Big Data
    University of Troyes
    2022
    Magistère Spécialisé Big Data
Check out Djiby's education

Skill set

PowerBI
Javascript ES6

Categories