About Djamal
French
Native or bilingual
Experience
- Carrefour BanqueData ScientistBANKING AND INSURANCESeptember 2020 - February 2021 (5 months)Massy, FranceDevelop predictive models for credit riskusing advanced statistical modeling techniquesand machine learning.Evaluate credit risks using developedpredictive models.Monitor models to ensure they remainperformant and reliable over time.Clearly and concisely document and communicatethe various analyses performed.
- Carrefour BanqueData Scientist, Head of Risk AnalyticsBANKING AND INSURANCEFebruary 2021 - Today (5 years and 3 months)Massy, FranceManage a team of Data Scientists in the fieldof "Credit Risk".Participate in the dissemination of the "risk management"culture through analysis and reporting.Analyze and anticipate impacts with credit risk monitoring indicators.Supervise and participate in the analysis of datarelated to credit risk.I am responsible for the design, implementation, and validation of credit risk models.Collaborate with other departments, such as Marketing, Collections, and Compliance, toshare information and ensure effective credit risk management.
- Carrefour BanqueStatistical Studies OfficerBANKING AND INSURANCEOctober 2018 - September 2020 (1 year and 11 months)Massy, FrancePerform targeting for Direct Marketing operations(all channels: mailings, e-mailings, telephone follow-ups)Provide support for the "Adobe Campaign" tool forvarious users (Creating a new field, a new table, a webapplication, debugging workflows, managing opt-outs, etc.).Participate in the implementation of Emails and/or SMSvia Message Center.Monitor existing indicators and measure the effectivenessof operations carried out (ROI).Propose solutions to optimize marketing targeting.
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Education
- Master 2 IN STATISTICS ENGINEERINGUniversité de Versailles2016Analyse des données sous SAS et R Séries chronologiques: techniques de prévision sous R (lissage exponentiel/Processus ARMA etc...) Assurance vie (tarifications / provisions mathématiques / rachat du contrat) Assurance non vie (calcul des risques / provisionnement) Contrôle de gestion
- Master 1 IN STATISTICS ENGINEERINGUniversité de Versailles2015