Freelancer profile translated to English.

Description

MANAGEMENT SKILLS

- Interim Manager [3 years]: In 2018 -> Department Director: 80 FTE, €9M, 14,000 D/H

- Project/Program Director [12 years] Business Owner Bank/Insurance, Application and Infrastructure Engineering

• From 2018 to 2021 -> Software solution change on 22,000 automated machines: >€100M over 12 years

• In 2015 -> Bank merger, Datacenter relocation, group audit: 120 FTE, €18M, 13,500 D/H

- Business Owner Bank Project Manager [8 years]: In 2007 -> BNP PARIBAS capital increase reserved for the group's 131,000 employees spread across 65 countries amounting to €413M: 38 FTE, €2.5M, 4,560 D/H

- Application Engineering Project Manager [6 years]: In 2003 -> Individual credit scoring control: 16 FTE, €1.5M, 3,120 D/H

BUSINESS SKILLS - Banking / Insurance:

• Asset Management / Employee Savings: Management of international operations for major employee shareholding accounts (Capital increase, IPO, stock option grant, dividends, OST, PAGA, participation, profit-sharing, arbitration, transfer, deferred bonus)

• Risks (Basel 2 and 3, Solvency 1 and 2): Equity requirements (Cooke, McDonough Ratios: Credit risks [Standard and IRB methods], market [Counterparty and outstanding guarantee] and operational), CRD directives

• Credit: Individual, corporate and local authority credit scoring, partner invoicing retrocession, accounting (third-party account aggregation, accounting merger), instruction, management, historical loan recovery

• Payment / Means of payment: Acquisition (Merchant, ATM/Cash Dispenser), issuance (BIN 6/8 passported VISA/Mastercard/CB, ACS, mobile payment, bank cards), Check flows, Swift [MT], SEPA (SCT/SDD via ABE Core-Stet/Step2), international via Target2 (€) / CBK [€/Currencies, BIC/IBAN FR/LU, compensations, checks

• Wealth management: Individual supplementary pension: Madelin, PERP, Collective supplementary pension: Articles 83 and 39, Life insurance (Euro, unit-linked), ...

Languages

English
Fluent
French
Native or bilingual

Workplace preferences

Can work on-site

Paris (up to 50km)

Ezyness, Services
Regulatory domain manager, payment method product manager, IP program director
BANKING AND INSURANCE
April 2023 - Today (3 years and 2 months)
Paris, France
◦ Regulatory domain manager, project monitoring, arbitration and alert management
◦ Instant payment commissioning by connecting to the lead manager La Banque Postale, Definition of operating rules for LBP sub-participants
◦ Compliance with EPC 2024/886 and rulebook 2025 regulatory standards including the VOP service verifying the identity of a SEPA transfer beneficiary (Standard, mass and instant) and major developments on Instant payment
◦ Europeanization of collection on third-party accounts by extending the offer in free provision of services (Belgium, Spain, Germany, Luxembourg, Italy, Ireland and the Netherlands)
◦ Contribution to the automation of relationship initiation via the Docapost solution, Ficoba V3 evolution
Arkéa Banking Services,
Interim manager to the director of the banking flow, payment and PSD sector study division
November 2023 - February 2024 (3 months)
94 Vincennes, Buffalo, NY, USA
Responsible for a team of 20 FTE, integration of the CCF client: Transfer at the end of 2023 and VSR in Q1 2024, management of regulatory and security projects (DORA, DSP2/3, PCI DSS V4, EPC SEPA releases), implementation of new XPay Wallet and Inapp provisioning services (Apple, Google and Samsung), management of client requests Service Now/ JIRA on banking flows, payment and PSD (Accounting, finance, compliance and risk), LCFE and LCBFT fraud, integration of supplier solutions (Groupe, Monext, …), internal reorganization of client divisions into products.
BPCE Payment Services,
Interim manager to the director of the banking merger/migration division
July 2022 - September 2023 (1 year and 2 months)
Charenton-le-Pont, France
BPCE-PS manages more than 20% of payment and flow processing activities in France
• Interim manager to the director of the banking merger/migration division, Build: Afone, C2A/Noelse, Viva Wallet, Orange Bank, BCPL/BPALC; Run: Single contract, PIN Online, authorization, compensation, strong authentication, Instant Payment: Budget €7M; 7,400 D/H; ~12 people [7 months]
• Project director for the banking merger of Banque Populaire Alsace Loraine Champagne (BPALC) with Banco comercial portuguesa do Luxemburgo (BCPL) – Budget €1.4M; >1,600 D/H [1 year]
◦ Branching of BCPL with 23,000 clients (80% individuals), branches under the supervision of the Luxembourg CSSF for an account and diversified activity
◦ Acquirer Domain: Migration of 7 ATMs on Luxembourg soil to the group ATM solution (Alice de Brink's/NCR), preparation for merchant migration at a later stage
◦ Issuer Domain: Recovery of 6 BIN6 and creation of 3 passported BIN8, 30,000 VISA Only cards with 16 and 19 character PANs, retention of Luxembourg BIC/IBAN, changes of lead manager on SEPA SCT/SDD flows via Core/Stet/Step2 for the euro and international flows via Target2 for the euro and CBK for euro/currencies
◦ Dispute management via VROL, extension of group insurance to Luxembourg, implementation of regulatory reporting to the Central Bank of Luxembourg (BCL), FR/LU accounting segregation, mobile payment enrollment, SWIFT messages, …